Stay well with flexible health, dental and drug coverage options. Build a plan that’s right for you with our coverage options below.
Extended Health
The overall maximum for all levels of extended health is $5,000 per year (excludes Accidental Death and Dismemberment, Travel and Term life)
Hospital
| Coverage | Level A | Level B | Level C |
|---|---|---|---|
| Auxiliary care (per year) | - | - | $1,000 |
| Hospital beds (per lifetime) | - | $1,500 | $1,500 |
| Hospital cash (per day/per year) | - | $20/$400 | $20/$600 |
| Home nursing (per year) | - | $3,000 | $5,000 |
| Preferred hospital accommodations (per year; semi-private or private rooms) | - | $2,000 | $3,000 |
Paramedical practitioners
| Coverage | Level A | Level B | Level C |
|---|---|---|---|
| Ambulance services (ground and air) | 100% | 100% | 100% |
| Acupuncturist, homeopath, osteopath and naturopath (per visit) | - | - | $50 |
| Combined maximum (per year; includes acupuncturist, homeopath, osteopath and naturopath) | - | - | $350 |
| Individual Assistance Program (IAP) (per calendar year) | 12 sessions | 12 sessions | 12 sessions |
| Chiropractor (per visit) | - | $35 | $35 |
| Physiotherapist and massage therapist (per visit) | - | $50 | $50 |
| Combined maximum (per year; includes chiropractor, physiotherapist and massage therapist) | - | $350 | $500 |
| Podiatrist and chiropodist (per visit) | - | $25 | $25 |
| Combinded maximum (per year; inlcudes podiatrist and chiropodist) | - | $300 | $300 |
| Psychologist (including iCBT) (per visit/per year) | $75/$150 | $75/$750 | $75/$750 |
Medical device supplies
| Coverage | Level A | Level B | Level C |
|---|---|---|---|
| Blood pressure monitor (per five years) | - | $150 | $150 |
| CPAP sleep apnea appliance (per five years) | - | $500 | $750 |
| Custom braces (per two years) | - | 70%/$750 | 70%/$750 |
| Foot orthotics(per year) | - | 70%/$200 | 70%/$200 |
| Hearing aids (per four years) | - | $500 | $750 |
| Ileostomy/colostomy, urinary catheters and supplies(per year) | - | 80%/$1,200 | 80%/$1,200 |
| Mastectomy prosthesis (per two years) | - | $200 for single/$400 for double | $200 for single/$400 for double |
| Medical aids (per year; crutches, canes, casts, cervical collars, walkers, splints, trusses and traction kits) | - | $250 | $250 |
| Orthopedic shoes (per year) | - | $250 | $250 |
| Oxygen and equipment (per year) | - | $2,500 | $2,500 |
| Prosthetics (per year) | - | $300 | $300 |
| Surgical stockings (per year) | - | $200 | $200 |
| Wheelchair (per three years) | - | $1,500 | $1,500 |
Vision care
| Coverage | Level A | Level B | Level C |
|---|---|---|---|
| Vision care including eye exams (per two years) | - | $200 | $250 |
Travel
| Coverage | Level A | Level B | Level C |
|---|---|---|---|
| Maximum* (per trip) | $5 million | $5 million | $5 million |
| Travel days* (per trip) | 10 | 17 | 30 |
| Travel plan discount (additional coverage) | 15% | 20% | 25% |
| Stability clause* | 90 days | 90 days | 90 days |
*Terminates at age 70—‘Terminates at age’ references the age when a benefit is no longer available for that specific individual.
Life
| Coverage | Level A | Level B | Level C |
|---|---|---|---|
| Accidental Death and Dismemberment (AD&D)** | $15,000 | $20,000 | $25,000 |
| Term life,** (terminates at age 55*) | $10,000 | $10,000 | $10,000 |
* "Terminates at age" references the age when a benefit is no longer available for that specific individual
**Underwritten by Blue Cross Life Insurance Company of Canada.
Wellness
| Coverage | Level A | Level B | Level C |
|---|---|---|---|
| Balance®—online program that promotes wellness and helps you live a healthier lifestyle. | Included | Included | Included |
| Blue Advantage®—discount program for health and wellness products. | Included | Included | Included |
| Care navigation—lifestyle and chronic disease management through our website. | Included | Included | Included |
Dental
| Coverage | Level A | Level B | Level C |
|---|---|---|---|
| Basic and preventive care (three-month waiting period; includes checkups, cleanings, fillings, extractions and root canals) | 70% | 75% | 80% |
| Dentures (one-year waiting period) | - | 50% | 50% |
| Periodontics (one-year waiting period) | - | 50% | 80% |
| Extensive includes crowns, bridges and implants (two-year waiting period) | - | - | 50% |
| First year combined maximum (applies to basic and preventive care only) | $600 | $600 | $600 |
| Second and subsequent years maximum (per year; includes basic, extensive, dentures and periodontics) | - | $1,250 | $1500 |
| Orthodontic (two-year waiting period; per lifetime) | - | - | 50%/$2,000 |
| Accidental dental care (per incident) | $2,000 | $2,500 | $3,000 |
Prescription Drug
| Coverage | Level A | Level B | Level C |
|---|---|---|---|
| Maximum (per year; includes diabetic supplies and Glucose Monitoring Systems (GMS), contraceptives, smoking cessation and vaccines)**** | $10,000 | $10,000 | $10,000 |
| Coverage level | 70% reimbursement | 70% direct bll | 80% direct bill |
| Blue Care™ Pharmacist's advice to help navigate high-cost drug claims | Included | Included | Included |
***Reduces to $2,000 per year once any individual turns 65
Additional features
Blue Choice Portability
In the future, you may have an opportunity to acquire group benefits through an employer. But there’s no need to leave your Blue Choice Level Behind. By converting to the Blue Choice Portability, you maintain the option to resume coverage in the future without a medical review by contacting us within 30 days of when your employer plan terminates. This guarantees you and your family will always have access to an Alberta Blue Cross individual plan, regardless of what medical conditions may develop.
Contact us at 1-800-394-1965 if you have any questions or would like to enrol in the Portability plan.