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Stay well with flexible health, dental and drug coverage options. Build a plan that’s right for you with our coverage options below.

Extended Health

The overall maximum for all levels of extended health is $5,000 per year (excludes Accidental Death and Dismemberment, Travel and Term life)

Hospital

Coverage Level A Level B Level C
Auxiliary care (per year) - - $1,000
Hospital beds (per lifetime) - $1,500 $1,500
Hospital cash (per day/per year) - $20/$400 $20/$600
Home nursing (per year) - $3,000 $5,000
Preferred hospital accommodations (per year; semi-private or private rooms) - $2,000 $3,000

Paramedical practitioners

Coverage Level A Level B Level C
Ambulance services (ground and air) 100% 100% 100%
Acupuncturist, homeopath, osteopath and naturopath (per visit) - - $50
Combined maximum (per year; includes acupuncturist, homeopath, osteopath and naturopath) - - $350
Individual Assistance Program (IAP) (per calendar year) 12 sessions 12 sessions 12 sessions
Chiropractor (per visit) - $35 $35
Physiotherapist and massage therapist (per visit) - $50 $50
Combined maximum (per year; includes chiropractor, physiotherapist and massage therapist) - $350 $500
Podiatrist and chiropodist (per visit) - $25 $25
Combinded maximum (per year; inlcudes podiatrist and chiropodist) - $300 $300
Psychologist (including iCBT) (per visit/per year) $75/$150 $75/$750 $75/$750

Medical device supplies

Coverage Level A Level B Level C
Blood pressure monitor (per five years) - $150 $150
CPAP sleep apnea appliance (per five years) - $500 $750
Custom braces (per two years) - 70%/$750 70%/$750
Foot orthotics(per year) - 70%/$200 70%/$200
Hearing aids (per four years) - $500 $750
Ileostomy/colostomy, urinary catheters and supplies(per year) - 80%/$1,200 80%/$1,200
Mastectomy prosthesis (per two years) - $200 for single/$400 for double $200 for single/$400 for double
Medical aids (per year; crutches, canes, casts, cervical collars, walkers, splints, trusses and traction kits) - $250 $250
Orthopedic shoes (per year) - $250 $250
Oxygen and equipment (per year) - $2,500 $2,500
Prosthetics (per year) - $300 $300
Surgical stockings (per year) - $200 $200
Wheelchair (per three years) - $1,500 $1,500

Vision care

Coverage Level A Level B Level C
Vision care including eye exams (per two years) - $200 $250

Travel

Coverage Level A Level B Level C
Maximum* (per trip) $5 million $5 million $5 million
Travel days* (per trip) 10 17 30
Travel plan discount (additional coverage) 15% 20% 25%
Stability clause* 90 days 90 days 90 days

*Terminates at age 70—‘Terminates at age’ references the age when a benefit is no longer available for that specific individual.

Life

Coverage Level A Level B Level C
Accidental Death and Dismemberment (AD&D)** $15,000 $20,000 $25,000
Term life,** (terminates at age 55*) $10,000 $10,000 $10,000

* "Terminates at age" references the age when a benefit is no longer available for that specific individual

**Underwritten by Blue Cross Life Insurance Company of Canada.

Wellness

Coverage Level A Level B Level C
Balance®—online program that promotes wellness and helps you live a healthier lifestyle. Included Included Included
Blue Advantage®—discount program for health and wellness products. Included Included Included
Care navigation—lifestyle and chronic disease management through our website. Included Included Included

Dental

Coverage Level A Level B Level C
Basic and preventive care (three-month waiting period; includes checkups, cleanings, fillings, extractions and root canals) 70% 75% 80%
Dentures (one-year waiting period) - 50% 50%
Periodontics (one-year waiting period) - 50% 80%
Extensive includes crowns, bridges and implants (two-year waiting period) - - 50%
First year combined maximum (applies to basic and preventive care only) $600 $600 $600
Second and subsequent years maximum (per year; includes basic, extensive, dentures and periodontics) - $1,250 $1500
Orthodontic (two-year waiting period; per lifetime) - - 50%/$2,000
Accidental dental care (per incident) $2,000 $2,500 $3,000

Prescription Drug

Coverage Level A Level B Level C
Maximum (per year; includes diabetic supplies and Glucose Monitoring Systems (GMS), contraceptives, smoking cessation and vaccines)**** $10,000 $10,000 $10,000
Coverage level 70% reimbursement 70% direct bll 80% direct bill
Blue Care Pharmacist's advice to help navigate high-cost drug claims Included Included Included

***Reduces to $2,000 per year once any individual turns 65

Additional features

Blue Choice Portability

In the future, you may have an opportunity to acquire group benefits through an employer. But there’s no need to leave your Blue Choice Level Behind. By converting to the Blue Choice Portability, you maintain the option to resume coverage in the future without a medical review by contacting us within 30 days of when your employer plan terminates. This guarantees you and your family will always have access to an Alberta Blue Cross individual plan, regardless of what medical conditions may develop.

Contact us at 1-800-394-1965 if you have any questions or would like to enrol in the Portability plan.