Our offices are closed on Tuesday, July 1. The member site and app are available 24/7. Our travel call centre will be open on Tuesday from 7 a.m. to 3 p.m. MT.


Wildfire update: We're here to support affected members. Get help with claims, payments and more.

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Extended health

The total for all extended health claims is $5,000 per year (excluding Accidental Death and Dismemberment, travel insurance and Term Life Insurance).

The Blue Choice® plan now includes Flight Delay Service.

Blue Choice® plan members of all levels now have access to Flight Delay Service at no extra cost. Packing peace of mind is even easier now that you have extensive travel insurance.

Hospital

Coverage
Basic
Enhanced
Enhanced+
Premium
Auxiliary care (per year) - - $1,000 $1,000
Hospital beds (per lifetime) - $1,500 $1,500 $1,500
Hospital cash (per day/per year) - $20/$400 $20/$600 $25/$800
Home nursing (per year) - $3,000 $5,000 $5,000
Preferred hospital accommodations (per year; semi-private or private rooms) - $2,000 $3,000 $3,000

Coverage

Auxiliary care (per year)

Basic

-

Enhanced

-

Enhanced+

$1,000

Premium

$1,000

Coverage

Hospital beds (per lifetime)

Basic

-

Enhanced

$1,500

Enhanced+

$1,500

Premium

$1,500

Coverage

Hospital cash (per day/per year)

Basic

-

Enhanced

$20/$400

Enhanced+

$20/$600

Premium

$25/$800

Coverage

Home nursing (per year)

Basic

-

Enhanced

$3,000

Enhanced+

$5,000

Premium

$5,000

Coverage

Preferred hospital accommodations (per year; semi-private or private rooms)

Basic

-

Enhanced

$2,000

Enhanced+

$3,000

Premium

$3,000

Paramedical practitioners

Coverage
Basic
Enhanced
Enhanced+
Premium
Accidental dental care (per incident) $2,000 $2,500 $3,000 $3,000
Ambulance services (ground and air) 100% 100% 100% 100%
Audiologist, acupuncturist, homeopath, osteopath, naturopath and occupational therapist (per visit) - - $50 $50
Combined maximum (per year; includes audiologist, acupuncturist, homeopath, osteopath, naturopath and occupational therapist) - - $350 $350
Chiropractor (per visit) - $35 $35 $40
Physiotherapist and massage therapist (per visit) - $50 $50 $60
Combined maximum (per year; includes chiropractor, physiotherapist and massage therapist) - $350 $500 $600
Podiatrist and chiropodist (per visit) - $25 $25 $25
Combined maximum (per year; includes podiatrist and chiropodist) - $300 $300 $300
Psychologist (including iCBT) (per visit/per year) $75/$150 $75/$750 $75/$750 $150/$1,800
Speech language pathologist (per visit/per year) - - $80/$500 $150/$600
Individual Assistance Program (IAP) (per calendar year) 12 sessions 12 sessions 12 sessions 12 sessions

Coverage

Accidental dental care (per incident)

Basic

$2,000

Enhanced

$2,500

Enhanced+

$3,000

Premium

$3,000

Coverage

Ambulance services (ground and air)

Basic

100%

Enhanced

100%

Enhanced+

100%

Premium

100%

Coverage

Audiologist, acupuncturist, homeopath, osteopath, naturopath and occupational therapist (per visit)

Basic

-

Enhanced

-

Enhanced+

$50

Premium

$50

Coverage

Combined maximum (per year; includes audiologist, acupuncturist, homeopath, osteopath, naturopath and occupational therapist)

Basic

-

Enhanced

-

Enhanced+

$350

Premium

$350

Coverage

Chiropractor (per visit)

Basic

-

Enhanced

$35

Enhanced+

$35

Premium

$40

Coverage

Physiotherapist and massage therapist (per visit)

Basic

-

Enhanced

$50

Enhanced+

$50

Premium

$60

Coverage

Combined maximum (per year; includes chiropractor, physiotherapist and massage therapist)

Basic

-

Enhanced

$350

Enhanced+

$500

Premium

$600

Coverage

Podiatrist and chiropodist (per visit)

Basic

-

Enhanced

$25

Enhanced+

$25

Premium

$25

Coverage

Combined maximum (per year; includes podiatrist and chiropodist)

Basic

-

Enhanced

$300

Enhanced+

$300

Premium

$300

Coverage

Psychologist (including iCBT) (per visit/per year)

Basic

$75/$150

Enhanced

$75/$750

Enhanced+

$75/$750

Premium

$150/$1,800

Coverage

Speech language pathologist (per visit/per year)

Basic

-

Enhanced

-

Enhanced+

$80/$500

Premium

$150/$600

Coverage

Individual Assistance Program (IAP) (per calendar year)

Basic

12 sessions

Enhanced

12 sessions

Enhanced+

12 sessions

Premium

12 sessions

Medical device supplies

Coverage
Basic
Enhanced
Enhanced+
Premium
Blood pressure monitor (per 5 years) - $150 $150 $150
CPAP sleep apnea appliance (per 5 years) - $500 $750 $750
Custom braces (70% co-pay; per 2 years) - $750 $750 $750
Foot orthotics (70% co-pay; per year) - $200 $200 $200
Hearing aids (per 4 years) - $500 $750 $750
Ileostomy/colostomy, urinary catheters and supplies (80% co-pay; per year) - $1,200 $1,200 $1,200
Mastectomy prosthesis (per 2 years, single/double) - $200/$400 $200/$400 $200/$400
Medical aids (per year; crutches, canes, casts, cervical collars, walkers, splints, trusses and traction kits) - $250 $250 $250
Orthopedic shoes (per year) - $250 $250 $250
Oxygen and equipment (per year) - $2,500 $2,500 $2,500
Prosthetics (per year, including maximum 6 stump socks) - $300 $300 $300
Surgical brassieres (2 per year) - $50 $50 $50
Surgical stockings (per year) - $200 $200 $200
Wheelchair (per 3 years) - $1,500 $1,500 $1,500
Wigs and hairpieces (per 5 years) - $250 $250 $250

Coverage

Blood pressure monitor (per 5 years)

Basic

-

Enhanced

$150

Enhanced+

$150

Premium

$150

Coverage

CPAP sleep apnea appliance (per 5 years)

Basic

-

Enhanced

$500

Enhanced+

$750

Premium

$750

Coverage

Custom braces (70% co-pay; per 2 years)

Basic

-

Enhanced

$750

Enhanced+

$750

Premium

$750

Coverage

Foot orthotics (70% co-pay; per year)

Basic

-

Enhanced

$200

Enhanced+

$200

Premium

$200

Coverage

Hearing aids (per 4 years)

Basic

-

Enhanced

$500

Enhanced+

$750

Premium

$750

Coverage

Ileostomy/colostomy, urinary catheters and supplies (80% co-pay; per year)

Basic

-

Enhanced

$1,200

Enhanced+

$1,200

Premium

$1,200

Coverage

Mastectomy prosthesis (per 2 years, single/double)

Basic

-

Enhanced

$200/$400

Enhanced+

$200/$400

Premium

$200/$400

Coverage

Medical aids (per year; crutches, canes, casts, cervical collars, walkers, splints, trusses and traction kits)

Basic

-

Enhanced

$250

Enhanced+

$250

Premium

$250

Coverage

Orthopedic shoes (per year)

Basic

-

Enhanced

$250

Enhanced+

$250

Premium

$250

Coverage

Oxygen and equipment (per year)

Basic

-

Enhanced

$2,500

Enhanced+

$2,500

Premium

$2,500

Coverage

Prosthetics (per year, including maximum 6 stump socks)

Basic

-

Enhanced

$300

Enhanced+

$300

Premium

$300

Coverage

Surgical brassieres (2 per year)

Basic

-

Enhanced

$50

Enhanced+

$50

Premium

$50

Coverage

Surgical stockings (per year)

Basic

-

Enhanced

$200

Enhanced+

$200

Premium

$200

Coverage

Wheelchair (per 3 years)

Basic

-

Enhanced

$1,500

Enhanced+

$1,500

Premium

$1,500

Coverage

Wigs and hairpieces (per 5 years)

Basic

-

Enhanced

$250

Enhanced+

$250

Premium

$250

Vision care

Coverage
Basic
Enhanced
Enhanced+
Premium
Vision care including eye exams (per 2 years) - $200 $250 $300

Coverage

Vision care including eye exams (per 2 years)

Basic

-

Enhanced

$200

Enhanced+

$250

Premium

$300

Travel

Coverage
Basic
Enhanced
Enhanced+
Premium
Emergency Medical Care coverage per trip* $5 million $5 million $5 million $5 million
Travel days (per trip) 10 days 17 days 30 days 30 days
Discount on Emergency Medical Care applied to the extra days you need 15% 20% 25% 25%
Discount on Trip Cancellation or Interruption 10% 10% 10% 10%
Access to Flight Delay Service Included Included Included Included
Stability clause 90 days 90 days 90 days 90 days

Coverage

Emergency Medical Care coverage per trip*

Basic

$5 million

Enhanced

$5 million

Enhanced+

$5 million

Premium

$5 million

Coverage

Travel days (per trip)

Basic

10 days

Enhanced

17 days

Enhanced+

30 days

Premium

30 days

Coverage

Discount on Emergency Medical Care applied to the extra days you need

Basic

15%

Enhanced

20%

Enhanced+

25%

Premium

25%

Coverage

Discount on Trip Cancellation or Interruption

Basic

10%

Enhanced

10%

Enhanced+

10%

Premium

10%

Coverage

Access to Flight Delay Service

Basic

Included

Enhanced

Included

Enhanced+

Included

Premium

Included

Coverage

Stability clause

Basic

90 days

Enhanced

90 days

Enhanced+

90 days

Premium

90 days

*This benefit is no longer available at 70 years old.

Learn more about underwriters for Alberta Blue Cross®.

Life

Coverage
Basic
Enhanced
Enhanced+
Premium
Accidental Death and Dismemberment (AD&D)** $15,000 $20,000 $25,000 $25,000
Term life,** (terminates at age 55*) $10,000 $10,000 $10,000 $10,000

Coverage

Accidental Death and Dismemberment (AD&D)**

Basic

$15,000

Enhanced

$20,000

Enhanced+

$25,000

Premium

$25,000

Coverage

Term life,** (terminates at age 55*)

Basic

$10,000

Enhanced

$10,000

Enhanced+

$10,000

Premium

$10,000

* "Terminates at age" references the age when a benefit is no longer available for that specific individual

**Underwritten by Blue Cross Life Insurance Company of Canada®.

Wellness

Coverage
Basic
Enhanced
Enhanced+
Premium
Balance®—online program that promotes wellness and helps you live a healthier lifestyle. Included Included Included Included
Blue Advantage®—discount program for health and wellness products. Included Included Included Included
Care navigation—lifestyle and chronic disease management through our website. Included Included Included Included
Virtual Care—telemedicine program that offers 24/7 access to physical and mental health care professionals Included Included Included Included

Coverage

Balance®—online program that promotes wellness and helps you live a healthier lifestyle.

Basic

Included

Enhanced

Included

Enhanced+

Included

Premium

Included

Coverage

Blue Advantage®—discount program for health and wellness products.

Basic

Included

Enhanced

Included

Enhanced+

Included

Premium

Included

Coverage

Care navigation—lifestyle and chronic disease management through our website.

Basic

Included

Enhanced

Included

Enhanced+

Included

Premium

Included

Coverage

Virtual Care—telemedicine program that offers 24/7 access to physical and mental health care professionals

Basic

Included

Enhanced

Included

Enhanced+

Included

Premium

Included

Optional dental*

Coverage
Basic
Enhanced
Enhanced+
Premium
Basic and preventive care (3-month waiting period; includes checkups, cleanings, fillings, extractions and root canals) 70% 75% 80% 90%
Dentures (1-year waiting period) - 50% 50% 60%
Periodontics (1-year waiting period) - 50% 80% 90%
Extensive (2-year waiting period; includes crowns, bridges and implants) - - 50% 60%
First year combined maximum (applies to basic and preventive care only) $600 $600 $600 $750
Second and subsequent years maximum (per year; includes basic, extensive, dentures and periodontics) $600 $1,250 $1,500 $2,000
Orthodontic (2-year waiting period; per lifetime) - - 50%/$2,000 50%/$2,500

Coverage

Basic and preventive care (3-month waiting period; includes checkups, cleanings, fillings, extractions and root canals)

Basic

70%

Enhanced

75%

Enhanced+

80%

Premium

90%

Coverage

Dentures (1-year waiting period)

Basic

-

Enhanced

50%

Enhanced+

50%

Premium

60%

Coverage

Periodontics (1-year waiting period)

Basic

-

Enhanced

50%

Enhanced+

80%

Premium

90%

Coverage

Extensive (2-year waiting period; includes crowns, bridges and implants)

Basic

-

Enhanced

-

Enhanced+

50%

Premium

60%

Coverage

First year combined maximum (applies to basic and preventive care only)

Basic

$600

Enhanced

$600

Enhanced+

$600

Premium

$750

Coverage

Second and subsequent years maximum (per year; includes basic, extensive, dentures and periodontics)

Basic

$600

Enhanced

$1,250

Enhanced+

$1,500

Premium

$2,000

Coverage

Orthodontic (2-year waiting period; per lifetime)

Basic

-

Enhanced

-

Enhanced+

50%/$2,000

Premium

50%/$2,500

*Alberta Blue Cross® Individual Health Plan Usual and Customary Dental Fee List.

Prescription drug

Coverage
Basic
Enhanced
Enhanced+
Premium
Maximum (per year; includes diabetic supplies and Glucose Monitoring Systems (GMS), contraceptives, smoking cessation and vaccines) $10,000 $10,000 $10,000
Coverage level 70% reimbursement 70% direct bill 80% direct bill
Blue Care™ Pharmacist's advice to help navigate high-cost drug claims Included Included Included

Coverage

Maximum (per year; includes diabetic supplies and Glucose Monitoring Systems (GMS), contraceptives, smoking cessation and vaccines)

Basic

$10,000

Enhanced

$10,000

Enhanced+

$10,000

Premium

-

Coverage

Coverage level

Basic

70% reimbursement

Enhanced

70% direct bill

Enhanced+

80% direct bill

Premium

-

Coverage

Blue Care™ Pharmacist's advice to help navigate high-cost drug claims

Basic

Included

Enhanced

Included

Enhanced+

Included

Premium

-

Additional features

Blue Choice® Portability

Change happens, and we can change with you. If you start a new job with employer benefits, switch your Blue Choice® plan to Blue Choice® Portability. If you ever need to switch back to a personal benefits plan, contact us within 30 days of your employer plan ending and resume your coverage without another medical review.

Contact us at 1-800-394-1965 if you have any questions or would like to enroll in the Portability plan.