You’re looking for flexible coverage that gives you the freedom to meet your unique needs. Replace your employer group plan with the coverage options below and build a plan that’s right for you.

Extended Health

The total for all extended health claims is $7,500 per year (excluding Accidental Death and Dismemberment and travel insurance).

Hospital

Coverage Level A Level B Level C
Preferred hospital accommodations (semi-private or private rooms) $1,000 $2,000 $3,000
Hospital cash - $400 $600
Hospital beds (lifetime maximum) - $1,000 $1,500
Home nursing - $2,500 $2,500
Auxiliary care - - $1,000

Paramedical practitioners

Coverage Level A Level B Level C
Individual Assistance Program (IAP) 12 sessions 12 sessions 12 sessions
Psychologist per visit $75 $75 $75
Psychologist maximum $450 $600 $750
Chiropractor per visit - $35 $35
Physiotherapist per visit - $50 $50
Massage therapist per visit - $50 $50
Combined maximum (chiropractor, physiotherapist and massage therapist) - $500 $750
Podiatrist and chiropodist per visit - $25 $25
Combined maximum (podiatrist and chiropodist) - $300 $300
Acupuncturist, homeopath, osteopath and naturopath per visit - - $50
Combined maximum (acupuncturist, homeopath, osteopath and naturopath) - - $650
Speech language pathologist per visit - - $80
Speech language pathologist maximum - - $500

Medical device supplies

Coverage Level A Level B Level C
Ambulance services (ground and air) 100% 100% 100%
Accidental dental care (per incident) $2,000 $2,500 $3,000
Custom braces (every two years) - 70%;$750 70%;$750
Foot orthotics - $300 $300
Wheelchair (every three years) - $1,500 $1,500
Medical aids (crutches, canes, casts, cervical collars, walkers, splints, trusses and traction kits) - $250 $250
CPAP sleep apnea appliance (every five years) - $500 $750
Hearing aids (every four years) - $500 $1000
Ileostomy/colostomy, urinary catheters and supplies - $1,200 $1,200
Surgical stockings - $200 $200
Mastectomy prosthesis (every two years) - $200 (single) $200 (single)
Mastectomy prosthesis (every two years) - $400 (double) $400 (double)
Prosthetics - $300 $300
Oxygen and equipment - - $1,000
Wigs and hairpieces (every five years) - $250 $250
Balance® online wellness program Included Included Included

Vision care

Coverage Level A Level B Level C
Vision care including eye exams (every two years) $150 $300 $500

Travel

Coverage Level A Level B Level C
Emergency Medical Care coverage per trip* $5 million $5 million $5 million
Trip length 30 days 60 days 90 days
Discount on Emergency Medical Care applied to the extra days you need 15% 20% 25%
Discount on Trip Cancellation or Interruption 10% 10% 10%
Length of time pre-existing conditions must be stable before departure date 90 days 90 days 90 days

*This benefit is no longer available at 85 years old.

Learn more about underwriters for Alberta Blue Cross®.

Life

Coverage Level A Level B Level C
Accidental Death and Dismemberment (AD&D)** $15,000 $20,000 $25,000

**Underwritten by Blue Cross Life Insurance Company of Canada®.

Dental

Coverage Level A Level B Level C
Basic and preventive care includes checkups, cleanings, fillings, extractions and root canals 70% 75% 80%
Dentures - 50% 50%
Periodontics - 50% 80%
Extensive includes crowns, bridges and implants - - 50%
Combined annual dental maximums $750 $1,500 $2000

Prescription Drug

Coverage Level A Level B Level C
Coverage level direct bill 70% 75% 80%
Prescription drug maximum (includes diabetic supplies, contraceptives, smoking cessation and vaccines)***
Please contact a Personal Benefit Consultant for higher prescription coverage options.
$1,000 $2,000 $3,000

Additional features

Balance®

Your Blue Choice® plan includes exclusive access to Balance®, our online wellness program to support and promote your health.

Balance®

Blue Advantage®

You will also enjoy access to Blue Advantage®, a program that enables Alberta Blue Cross® plan members to save on medical, vision care and many other products and services regardless of whether the item is covered under your benefit plan or not.

Blue Advantage®

Retirement guide

Whether you’re retiring, leaving your employer-sponsored group benefits plan or assisting aging parents, this guide is designed to help you understand the complexity of retirement health benefits.

Understanding health and dental benefits during retirement