You’re looking for flexible coverage that gives you the freedom to meet your unique needs. Replace your employer group plan with the coverage options below and build a plan that’s right for you.
Extended Health
The overall maximum for all levels of extended health is $7,500 per year (excludes Accidental Death and Dismemberment and travel)
Hospital
| Coverage | Level A | Level B | Level C |
|---|---|---|---|
| Preferred hospital accommodations (semi-private or private rooms) | $1,000 | $2,000 | $3,000 |
| Hospital cash | - | $400 | $600 |
| Hospital beds (lifetime maximum) | - | $1,000 | $1,500 |
| Home nursing | - | $2,500 | $2,500 |
| Auxiliary care | - | - | $1,000 |
Paramedical practitioners
| Coverage | Level A | Level B | Level C |
|---|---|---|---|
| Individual Assistance Program (IAP) | 12 sessions | 12 sessions | 12 sessions |
| Psychologist per visit | $75 | $75 | $75 |
| Psychologist maximum | $450 | $600 | $750 |
| Chiropractor per visit | - | $35 | $35 |
| Physiotherapist per visit | - | $50 | $50 |
| Massage therapist per visit | - | $50 | $50 |
| Combined maximum (chiropractor, physiotherapist and massage therapist) | - | $500 | $750 |
| Podiatrist and chiropodist per visit | - | $25 | $25 |
| Combined maximum (podiatrist and chiropodist) | - | $300 | $300 |
| Acupuncturist, homeopath, osteopath and naturopath per visit | - | - | $50 |
| Combined maximum (acupuncturist, homeopath, osteopath and naturopath) | - | - | $650 |
| Speech language pathologist per visit | - | - | $80 |
| Speech language pathologist maximum | - | - | $500 |
Medical device supplies
| Coverage | Level A | Level B | Level C |
|---|---|---|---|
| Ambulance services (ground and air) | 100% | 100% | 100% |
| Accidental dental care (per incident) | $2,000 | $2,500 | $3,000 |
| Custom braces (every two years) | - | 70%;$750 | 70%;$750 |
| Foot orthotics | - | $300 | $300 |
| Wheelchair (every three years) | - | $1,500 | $1,500 |
| Medical aids (crutches, canes, casts, cervical collars, walkers, splints, trusses and traction kits) | - | $250 | $250 |
| CPAP sleep apnea appliance (every five years) | - | $500 | $750 |
| Hearing aids (every four years) | - | $500 | $1000 |
| Ileostomy/colostomy, urinary catheters and supplies | - | $1,200 | $1,200 |
| Surgical stockings | - | $200 | $200 |
| Mastectomy prosthesis (every two years) | - | $200 (single) | $200 (single) |
| Mastectomy prosthesis (every two years) | - | $400 (double) | $400 (double) |
| Prosthetics | - | $300 | $300 |
| Oxygen and equipment | - | - | $1,000 |
| Wigs and hairpieces (every five years) | - | $250 | $250 |
| Balance online wellness program | Included | Included | Included |
Vision care
| Coverage | Level A | Level B | Level C |
|---|---|---|---|
| Vision care including eye exams (every two years) | $150 | $300 | $500 |
Travel
| Coverage | Level A | Level B | Level C |
|---|---|---|---|
| Travel per trip maximum (terminates at age 85*) | $5 million | $5 million | $5 million |
| Travel days per trip | 30 | 60 | 90 |
| Travel plan discount (additional coverage) | 15% | 20% | 25% |
| Stability clause | 90 days | 90 days | 90 days |
* "Terminates at age" references the age when a benefit is no longer available for that specific individual
**Underwritten by Blue Cross Life Insurance Company of Canada.
Life
| Coverage | Level A | Level B | Level C |
|---|---|---|---|
| Accidental Death and Dismemberment (AD&D)** | $15,000 | $20,000 | $25,000 |
**Underwritten by Blue Cross Life Insurance Company of Canada.
Dental
| Coverage | Level A | Level B | Level C |
|---|---|---|---|
| Basic and preventive care includes checkups, cleanings, fillings, extractions and root canals | 70% | 75% | 80% |
| Dentures | - | 50% | 50% |
| Periodontics | - | 50% | 80% |
| Extensive includes crowns, bridges and implants | - | - | 50% |
| Combined annual dental maximums | $750 | $1,500 | $2000 |
Prescription Drug
| Coverage | Level A | Level B | Level C |
|---|---|---|---|
| Coverage level direct bill | 70% | 75% | 80% |
| Prescription drug maximum (includes diabetic supplies, contraceptives, smoking cessation and vaccines)*** | $1,000 | $2,000 | $3,000 |
Additional features
Balance
Your Blue Choice plan includes exclusive access to Balance, our online wellness program to support and promote your health.
Blue Advantage
You will also enjoy access to Blue Advantage, a program that enables Alberta Blue Cross plan members to save on medical, vision care and many other products and services regardless of whether the item is covered under your benefit plan or not.
Retirement guide
Whether you’re retiring, leaving your employer-sponsored group benefits plan or assisting aging parents, this guide is designed to help you understand the complexity of retirement health benefits.
Understanding health and dental benefits during retirement