Extended Health
The total for all extended health claims is $7,500 per year (excluding Accidental Death and Dismemberment and travel insurance).
Hospital
| Coverage | Level A | Level B | Level C |
|---|---|---|---|
| Preferred hospital accommodations (semi-private or private rooms) | $1,000 | $2,000 | $3,000 |
| Hospital cash | - | $400 | $600 |
| Hospital beds (lifetime maximum) | - | $1,000 | $1,500 |
| Home nursing | - | $2,500 | $2,500 |
| Auxiliary care | - | - | $1,000 |
Paramedical practitioners
| Coverage | Level A | Level B | Level C |
|---|---|---|---|
| Individual Assistance Program (IAP) | 12 sessions | 12 sessions | 12 sessions |
| Accidental dental care (per incident) | $2,000 | $2,500 | $3,000 |
| Psychologist per visit | $75 | $75 | $75 |
| Psychologist maximum | $450 | $600 | $750 |
| Chiropractor per visit | - | $35 | $35 |
| Physiotherapist per visit | - | $50 | $50 |
| Massage therapist per visit | - | $50 | $50 |
| Combined maximum (chiropractor, physiotherapist and massage therapist) | - | $500 | $750 |
| Podiatrist and chiropodist per visit | - | $25 | $25 |
| Combined maximum (podiatrist and chiropodist) | - | $300 | $300 |
| Acupuncturist, homeopath, osteopath and naturopath per visit | - | - | $50 |
| Combined maximum (acupuncturist, homeopath, osteopath and naturopath) | - | - | $650 |
| Speech language pathologist per visit | - | - | $80 |
| Speech language pathologist maximum | - | - | $500 |
Medical device supplies
| Coverage | Level A | Level B | Level C |
|---|---|---|---|
| Ambulance services (ground and air) | 100% | 100% | 100% |
| Custom braces (every two years) | - | 70%;$750 | 70%;$750 |
| Foot orthotics | - | $300 | $300 |
| Wheelchair (every three years) | - | $1,500 | $1,500 |
| Medical aids (crutches, canes, casts, cervical collars, walkers, splints, trusses and traction kits) | - | $250 | $250 |
| CPAP sleep apnea appliance (every five years) | - | $500 | $750 |
| Hearing aids (every four years) | - | $500 | $1000 |
| Ileostomy/colostomy, urinary catheters and supplies | - | $1,200 | $1,200 |
| Surgical stockings | - | $200 | $200 |
| Mastectomy prosthesis (every two years) | - | $200 (single) | $200 (single) |
| Mastectomy prosthesis (every two years) | - | $400 (double) | $400 (double) |
| Prosthetics | - | $300 | $300 |
| Oxygen and equipment | - | - | $1,000 |
| Wigs and hairpieces (every five years) | - | $250 | $250 |
| Balance® online wellness program | Included | Included | Included |
Vision care
| Coverage | Level A | Level B | Level C |
|---|---|---|---|
| Vision care including eye exams (every two years) | $150 | $300 | $500 |
Travel
| Coverage | Level A | Level B | Level C |
|---|---|---|---|
| Emergency Medical Care coverage per trip* | $5 million | $5 million | $5 million |
| Trip length | 30 days | 60 days | 90 days |
| Discount on Emergency Medical Care applied to the extra days you need | 15% | 20% | 25% |
| Discount on Trip Cancellation or Interruption | 10% | 10% | 10% |
| Length of time pre-existing conditions must be stable before departure date | 90 days | 90 days | 90 days |
*This benefit is no longer available at 85 years old.
Life
| Coverage | Level A | Level B | Level C |
|---|---|---|---|
| Accidental Death and Dismemberment (AD&D)** | $15,000 | $20,000 | $25,000 |
**Underwritten by Blue Cross Life Insurance Company of Canada®.
Dental
| Coverage | Level A | Level B | Level C |
|---|---|---|---|
| Basic and preventive care includes checkups, cleanings, fillings, extractions and root canals | 70% | 75% | 80% |
| Dentures | - | 50% | 50% |
| Periodontics | - | 50% | 80% |
| Extensive includes crowns, bridges and implants | - | - | 50% |
| Combined annual dental maximums | $750 | $1,500 | $2000 |
Prescription Drug
| Coverage | Level A | Level B | Level C |
|---|---|---|---|
| Coverage level direct bill | 70% | 75% | 80% |
| Prescription drug maximum (includes diabetic supplies, contraceptives, smoking cessation and vaccines)*** Please contact a Personal Benefit Consultant for higher prescription coverage options. |
$1,000 | $2,000 | $3,000 |
Additional features
Balance®
Your Blue Choice® plan includes exclusive access to Balance®, our online wellness program to support and promote your health.
Blue Advantage®
You will also enjoy access to Blue Advantage®, a program that enables Alberta Blue Cross® plan members to save on medical, vision care and many other products and services regardless of whether the item is covered under your benefit plan or not.
Retirement guide
Whether you’re retiring, leaving your employer-sponsored group benefits plan or assisting aging parents, this guide is designed to help you understand the complexity of retirement health benefits.
Understanding health and dental benefits during retirement