Information for Alberta Blue Cross® plan members evacuated from their homes due to wildfires in Alberta. Learn more.

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Extended health

The total for all extended health claims is $7,500 per year (excluding Accidental Death and Dismemberment and travel insurance).

The Retiree plan now includes Flight Delay Service.

Retiree plan members of all levels now have access to Flight Delay Service at no extra cost. Traveling is important to retirees, so we included extensive travel insurance in this plan.

Hospital

Coverage Level A Level B Level C Level D
Preferred hospital accommodations (per year; semi-private or private rooms) $1,000 $2,000 $3,000 $5,000
Hospital cash (per day/per year) - $20/$400 $20/$600 $25/$800
Hospital beds (per lifetime) - $1,000 $1,500 $3,000
Home nursing (per year) - $2,500 $2,500 $5,000
Auxiliary care (per year) - - $1,000 $1,000

Paramedical practitioners

Coverage Level A Level B Level C Level D
Individual Assistance Program (IAP) 12 sessions 12 sessions 12 sessions 12 sessions
Ambulance services (ground and air) 100% 100% 100% 100%
Accidental dental care (per incident) $2,000 $2,500 $3,000 $5,000
Psychologist (including iCBT) (per visit/per year) $75/$450 $75/$600 $75/$750 $225/$1,800
Chiropractor (per visit) - $35 $35 $75
Physiotherapist (per visit) - $50 $50 $120
Massage therapist (per visit) - $50 $50 $100
Combined maximum (chiropractor, physiotherapist and massage therapist) - $500 $750 $1,400
Podiatrist and chiropodist (per visit) - $25 $25 $105
Combined maximum (podiatrist and chiropodist) - $300 $300 $500
Acupuncturist (per visit)
Level A
-
- $50 $105
Homeopath (per visit) - - $50 $180
Osteopath (per visit) - - $50 $150
Naturopath (per visit) - - $50 $190
Dietitian (per visit) - - - $175
Combined maximum for acupuncturist, homeopath, osteopath and naturopath (dietitian included in level D) - - $650 $650
Speech language pathologist (per visit/per year) - - $80/$500 $150/$600

Medical device supplies

Coverage Level A Level B Level C Level D
Blood pressure monitor (per five years) - - $150 $150
Custom braces (per two years) - 70%;$750 70%;$750 70%;$1,000
Foot orthotics (per two years) - $300 $300 $300
Wheelchair (per three years) - $1,500 $1,500 $3,000
Medical aids (per year; crutches, canes, casts, cervical collars, walkers, splints, trusses and traction kits) - $250 $250 $250
CPAP sleep apnea appliance (per five years) - $500 $750 $2,000
Hearing aids (per four years) - $500 $1,000 $3,000
Ileostomy/colostomy, urinary catheters and supplies (per year) - $1,200 $1,200 $1,200
Surgical stockings (per year) - $200 $200 $250
Mastectomy prosthesis (per two years) - $200 (single) $200 (single) $200 (single)
Mastectomy prosthesis (per two years) - $400 (double) $400 (double) $400 (double)
Maximum per brassiere (maximum two per years) - $50 $50 $50
Prosthetics (per year, including maximum six stump socks) - $300 $300 $3,000
Oxygen and equipment (per year) - - $1,000 $2,500
Wigs and hairpieces (per five years) - $250 $250 $250

Vision care

Coverage Level A Level B Level C Level D
Vision care including eye exams (per two years) $150 $300 $500 $600

Travel

Coverage Level A Level B Level C Level D
Emergency Medical Care coverage per trip $5 million $5 million $5 million $5 million
Trip length 30 days 60 days 90 days 120 days
Discount on Emergency Medical Care applied to the extra days you need 15% 20% 25% 25%
Discount on Trip Cancellation or Interruption 10% 10% 10% 10%
Access to Flight Delay Service Included Included Included Included
Length of time pre-existing conditions must be stable before departure date 90 days 90 days 90 days 90 days

Learn more about underwriters for Alberta Blue Cross®.

Life

Coverage Level A Level B Level C Level D
Accidental Death and Dismemberment (AD&D)** $15,000 $20,000 $25,000 $25,000

**Underwritten by Blue Cross Life Insurance Company of Canada®.

Wellness

Coverage Level A Level B Level C Level D
Balance® — online program that promotes wellness and helps you live a healthier lifestyle. Included Included Included Included
Blue Advantage® — discount program for health and wellness products. Included Included Included Included
Care navigation — lifestyle and chronic disease management through our website. Included Included Included Included
Virtual Care — telemedicine program that offers 24/7 access to physical and mental health care professionals. - - - Included

Optional dental*

Coverage Level A Level B Level C Level D
Maximum (per year) $750 $1,500 $2,000 $5,000
Basic and preventive care includes checkups, cleanings, fillings, extractions and root canals 70% 75% 80% 90%
Dentures - 50% 50% 60%
Periodontics - 50% 80% 90%
Extensive includes crowns, bridges and implants - - 50% 60%

*Alberta Blue Cross® Individual Health Plan Usual and Customary Dental Fee List.

Prescription drug

Coverage Level A Level B Level C Level D
Coverage level direct bill 70% 75% 80% 90%
Maximum (per year; includes diabetic supplies and Glucose Monitoring Systems (GMS), contraceptives, smoking cessation and vaccines) $1,000 $2,000 $3,000 -
Maximum (per year; includes diabetic supplies and Glucose Monitoring Systems (GMS), contraceptives, smoking cessation, vaccines, weight loss drugs, hair loss drugs and sexual dysfunction drugs) - - - $5,000
Blue Care™ Pharmacist's advice to help navigate high-cost drug claims Included Included Included Included
Please contact a Personal Benefit Consultant for higher prescription coverage options.

Additional features

Balance®

Your Retiree plan includes exclusive access to Balance®, our online wellness program to support and promote your health.

Balance®

Blue Advantage®

You will also enjoy access to Blue Advantage®, a program that enables Alberta Blue Cross® plan members to save on medical, vision care and many other products and services regardless of whether the item is covered under your benefit plan or not.

Blue Advantage®

Retirement guide

Whether you’re retiring, leaving your employer-sponsored group benefits plan or assisting aging parents, this guide is designed to help you understand the complexity of retirement health benefits.

Understanding health and dental benefits during retirement