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Stay well with flexible health, dental and drug coverage options. Build a plan that’s right for you with our coverage options below.

Extended Health

The overall maximum for all levels of extended health is $5,000 per year (excludes Accidental Death and Dismemberment, Travel and Term life)

Hospital

Coverage Level A Level B Level C
Auxiliary care (per year) - - $1,000
Hospital beds (per lifetime) - $1,000 $1,500
Hospital cash (per day/per year) - $20/$400 $20/$600
Home nursing (per year) - - $2,500
Preferred hospital accommodations (per year; semi-private or private rooms) $1,000 $2,000 $3,000

Paramedical practitioners

Coverage Level A Level B Level C
Ambulance services (ground and air) 100% 100% 100%
Acupuncturist, homeopath, osteopath and naturopath (per visit) - - $50
Combined maximum (per year; includes acupuncturist, homeopath, osteopath and naturopath) - - $350
Individual Assistance Program (IAP) (per calendar years) 12 sessions 12 sessions 12 sessions
Chiropractor (per visit) - $35 $35
Physiotherapist and massage therapist (per visit) - $50 $50
Combined maximum (per year; includes chiropractor, physiotherapist and massage therapist) - $350 $500
Podiatrist and chiropodist (per visit) - $25 $25
Combined maximum (per year; includes podiatrist and chiropodist) - $300 $300
Psychologist (including iCBT) (per visit/per year) $75/$150 $75/$450 $75/$750
Speech language pathologist (per visit/per year) - - $80/$500

Medical device supplies

Coverage Level A Level B Level C
CPAP sleep apnea appliance (per five years) - $500 $750
Custom braces (per two years) - 70%/$750 70%/$750
Foot orthotics (per year) - $200 $200
Hearing aids (per four years) - $500 $750
Ileostomy/colostomy, urinary catheters and supplies (per year) - $1,200 $1,200
Mastectomy prosthesis (per two years) - $200 for single/$400 for double $200 for single/$400 for double
Medical aids (per year; crutches, canes, casts, cervical collars, walkers, splints, trusses and traction kits) - $250 $250
Orthopedic shoes (per year) - $250 $250
Oxygen and equipment (per year) - - $1,000
Prosthetics (per year) - $300 $300
Surgical stockings (per year) - $200 $200
Wheelchair (per three years) - $1,500 $1,500

Vision care

Coverage Level A Level B Level C
Vision care including eye exams (per two years) $100 $200 $300

Travel

Coverage Level A Level B Level C
Maximum* (per trip) $5 million $5 million $5 million
Travel days* (per trip) 10 17 30
Travel plan discount (additional coverage) 15% 20% 25%
Stability clause* 90 days 90 days 90 days

*Terminates at age 65—‘Terminates at age’ references the age when a benefit is no longer available for that specific individual.

Life

Coverage Level A Level B Level C
Accidental Death and Dismemberment (AD&D)** $15,000 $20,000 $25,000
Final Expenses**, terminates at age 65* (one year waiting period) - $4,000 $6,000

* "Terminates at age" references the age when a benefit is no longer available for that specific individual

**Underwritten by Blue Cross Life Insurance Company of Canada.

Wellness

Coverage Level A Level B Level C
Balance®—online program that promotes wellness and helps you live a healthier lifestyle. Included Included Included
Blue Advantage®—discount program for health and wellness products. Included Included Included
Care navigation—lifestyle and chronic disease management through our website. Included Included Included

Dental***

Coverage Level A Level B Level C
Basic and preventive care (three-month waiting period; includes checkups, cleanings, fillings, extractions and root canals 70% 75% 80%
Dentures (one-year waiting period) - 50% 50%
Periodontics (one-year waiting period) - 50% 80%
Extensive; includes crowns, bridges and implants (two-year waiting period) - - 50%
First year combined maximum (applies to basic and precentive care only) $600 $600 $600
Second and subsequent years combined maximum (per year; includes basic, extensive, dentures and periodontics) - $1,250 $1,500
Orthodontic (two-year waiting period; per lifetime) - - 50%/$2,000
Accidental dental care (per incident) $2,000 $2,500 $3,000

***Alberta Blue Cross Individual Health Plan Usual and Customary Dental Fee List.

Prescription Drug (optional)

With Blue Assured®, you have the option of including prescription drugs in your benefit coverage.

Coverage Level A Level B Level C
Maximum (per year; includes diabetic supplies and Glucose Monitoring Systems (GMS), contraceptives, smoking cessation and vaccines) $250 $500 $1,500
Coverage level (three month waiting period) 70% direct bill 70% direct bill 70% direct bill

Additional features

Blue Advantage

You will also enjoy access to Blue Advantage, a program that enables Alberta Blue Cross plan members to save on medical, vision care and many other products and services regardless of whether the item is covered under your benefit plan or not.

Blue Advantage