Compare travel coverages
Which plan is right for you?
An unexpected emergency can happen anywhere. While you can’t predict when you might get sick or a sudden flight change, it pays to be prepared. Depending on how serious the emergency is, your out-of-pocket costs can be very high.
With travel insurance, you can travel with peace of mind and protection from financial hardships due to medical emergencies and trip disruptions.
Let’s explore your options and get you covered today. Use the comparison chart to learn more about our travel coverage.
Included with every plan
Emergency Medical Care
Emergency Medical Care provides coverage for unexpected injuries and illnesses.
Trip Cancellation
or Interruption
Trip Cancellation or Interruption coverage reimburses you for non-refundable expenses when trip disruptions or delays happen.
Top-Up
Insurance
Extend your existing coverage with Top-Up Insurance.
Visitors to
Canada
Protect your loved ones during their stay in Canada with Visitors to Canada.
PREMIUMS
Emergency Medical Care
- Starting at $30
Trip Cancellation or Interruption
- Starting at $60
Top-Up Insurance
- Starting at $25
Visitors to Canada
- Starting at $70
PLAN DETAILS
Emergency Medical Care
- Coverage amount
- $5 million
Trip Cancellation or Interruption
- Coverage amount
- Single trip: Up to the cost of the trip
- Multi trip:$1,500, $2,000, $2,500 or $5,000 per trip
Top-Up Insurance
- Coverage amount
- $5 million
Visitors to Canada
- Coverage amount
- Ages 0—74: $50,000, $100,000 or $150,000
- Ages 75—79: $50,000 or $100,000
Emergency Medical Care
- Optional add-ons
- Baggage loss coverage
- Accidental Death and Dismemberment
Trip Cancellation or Interruption
- Optional add-ons
- Baggage loss coverage
- Accidental Death and Dismemberment
- Optional Protection: Pandemic
Top-Up Insurance
- Optional add-ons
- Baggage loss coverage
- Accidental Death and Dismemberment
Visitors to Canada
- Optional add-ons
- Not included
Emergency Medical Care
- Flight Delay Service
- Exclusive access to Flight Delay Service
Trip Cancellation or Interruption
- Flight Delay Service
- Exclusive access to Flight Delay Service
Top-Up Insurance
- Flight Delay Service
- Not included
Visitors to Canada
- Flight Delay Service
- Not included
Emergency Medical Care
- Optional deductible
$250, $500 $1,500, $2,500 or $5,000
Trip Cancellation or Interruption
- Optional deductible
$250, $500 $1,500, $2,500 or $5,000
Top-Up Insurance
- Optional deductible
$250, $500 $1,500, $2,500 or $5,000
Visitors to Canada
- Optional deductible
$250, $500 $1,500, $2,500 or $5,000
PLAN LIMITS
Emergency Medical Care
- Maximum trip length
- Single trip: 366 days
- Multi trip: 180 days per trip
Trip Cancellation or Interruption
-
Maximum trip length
Duration of your trip
Top-Up Insurance
-
Maximum trip length
Single trip: 366 days
Visitors to Canada
- Maximum trip length
- Single trip: 366 days
- Multi trip: 180 days per trip
TRAVELLER DETAILS
Emergency Medical Care
- Traveller ages
- Single trip: Over 30 days old
- Multi trip: 30 days—85 years old
Trip Cancellation or Interruption
-
Traveller ages
Over 30 days old
Top-Up Insurance
-
Traveller ages
Over 30 days old
Visitors to Canada
- Traveller ages
31 days—79 years old
Emergency Medical Care
- Eligibility requirements
- You are an Alberta resident and have provincial health care coverage.
Trip Cancellation or Interruption
- Eligibility requirements
- You are an Alberta resident and have provincial health care coverage.
Top-Up Insurance
- Eligibility requirements
- You are an Alberta resident and have:
- provincial health care coverage
- a travel plan providing emergency medical care for the initial part of the trip
Visitors to Canada
- Eligibility requirements
- You are:
- a tourist visiting from another country
- an immigrant or permanent resident awaiting coverage by a public health insurance plan
- a Canadian citizen returning home after a long absence
- You are not covered by a provincial health plan.
Emergency Medical Care
- Stability clause
- 3 or 6 months
-
Length of time pre-existing conditions must be stable before departure date, depending on age.
Trip Cancellation or Interruption
- Stability clause
- 3 or 6 months
-
Length of time pre-existing conditions must be stable before departure date, depending on age.
Top-Up Insurance
- Stability clause
- 3 or 6 months
-
Length of time pre-existing conditions must be stable before departure date, depending on age.
Visitors to Canada
- Stability clause
- 3 or 6 months
-
Length of time pre-existing conditions must be stable before departure date, depending on age.
Get a quote
Finding the right coverage you need for your trip starts with a quote. Get started online or give our travel team a call. We are here to help you.