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Blue Choice

Plans designed for ages 64 and under, because you’re ready for whatever comes next.

Stay well with flexible health, dental and drug coverage options. Build a plan that’s right for you with our coverage options below.

Level A Level B Level C
Preferred hospital accommodations (semi-private or private rooms)
Preferred hospital accommodations (semi-private or private rooms) - $2,000 $3,000
Hospital cash
Hospital cash - $400 $600
Hospital beds (lifetime maximum)
Hospital beds (lifetime maximum) - $1,500 $1,500
Home nursing
Home nursing - $3,000 $5,000
Auxiliary care
Auxiliary care - - $1,000
Level A Level B Level C
Individual Assistance Program (IAP)
Individual Assistance Program (IAP) 12 sessions 12 sessions 12 sessions
Ambulance services (ground and air)
Ambulance services (ground and air) 100% 100% 100%
Psychologist per visit
Psychologist per visit $75 $75 $75
Psychologist maximum
Psychologist maximum $150 $750 $750
Chiropractor per visit
Chiropractor per visit - $35 $35
Physiotherapist per visit
Physiotherapist per visit - $50 $50
Massage therapist per visit
Massage therapist per visit - $50 $50
Combined maximum (chiropractor, physiotherapist and massage therapist)
Combined maximum (chiropractor, physiotherapist and massage therapist) - $350 $500
Podiatrist and chiropodist per visit
Podiatrist and chiropodist per visit - $25 $25
Podiatrist and chiropodist per year
Podiatrist and chiropodist per year - $300 $300
Acupuncturist, homeopath, osteopath and naturopath per visit
Acupuncturist, homeopath, osteopath and naturopath per visit - - $50
Combined maximum (acupuncturist, homeopath, osteopath and naturopath)
Combined maximum (acupuncturist, homeopath, osteopath and naturopath) - - $350
Level A Level B Level C
Accidental dental care (per incident)
Accidental dental care (per incident) $2,000 $2,500 $3,000
Custom braces (every two years) visit
Custom braces (every two years) - 70%;$750 70%;$750
Foot orthotics
Foot orthotics - 70%;$200 70%;$200
Orthopedic shoes
Orthopedic shoes - $250 $250
Wheelchair (every three years)
Wheelchair (every three years) - $1,500 $1,500
Medical aids (crutches, canes, casts, cervical collars, walkers, splints, trusses and traction kits)
Medical aids (crutches, canes, casts, cervical collars, walkers, splints, trusses and traction kits) - $250 $250
CPAP sleep apnea appliance (every five years)
CPAP sleep apnea appliance (every five years) - $500 $750
Hearing aids (every four years)
Hearing aids (every four years) - $500 $750
Ileostomy/colostomy, urinary catheters and supplies
Ileostomy/colostomy, urinary catheters and supplies - 80%; $1,200 80%; $1,200
Surgical stockings
Surgical stockings - $200 $200
Mastectomy prosthesis (every two years)
Mastectomy prosthesis (every two years) - $200 (single) $200 (single)
- $400 (double) $400 (double)
Prosthetics
Prosthetics - $300 $300
Oxygen and equipment
Oxygen and equipment - $2,500 $2,500
Blood pressure monitor (every five years)
Blood pressure monitor (every five years) - $150 $150
Balance online wellness program
Balance online wellness program Included Included Included
Level A Level B Level C
Vision care including eye exams (every two years)
Vision care including eye exams (every two years) - $200 $250
Level A Level B Level C
Travel per trip maximum, terminates at age 70*
Travel per trip maximum, terminates at age 70* $5 million $5 million $5 million
Travel days per trip
Travel days per trip 10 17 30
Travel plan discount (additional coverage)
Travel plan discount (additional coverage) 15% 20% 25%
Stability clause
Stability clause 90 days 90 days 90 days
Level A Level B Level C
Term life benefits** (terminates at age 55*)
Term life benefits** (terminates at age 55*) $10,000 $10,000 $10,000
Accidental Death and Dismemberment (AD&D)**
Accidental Death and Dismemberment (AD&D)** $15,000 $20,000 $25,000

**Underwritten by Blue Cross Life Insurance Company of Canada.

* "Terminates at age" references the age when a benefit is no longer available for that specific individual

Level A Level B Level C
Basic and preventive care (three-month waiting period) includes checkups, cleanings, fillings, extractions and root canals
Basic and preventive care (three-month waiting period) includes checkups, cleanings, fillings, extractions and root canals 70% 75% 80%
First year maximum
First year maximum $600 $600 $600
Dentures (one-year waiting period)
Dentures (one-year waiting period) - 50% 50%
Periodontics (one-year waiting period)
Periodontics (one-year waiting period) - 50% 80%
Extensive (two-year waiting period) includes crowns, bridges and implants
Extensive (two-year waiting period) includes crowns, bridges and implants - - 50%
Orthodontic (two-year waiting period) (lifetime maximum)
Orthodontic (two-year waiting period) (lifetime maximum) - - 50%; $2,000
Second and subsequent years maximum (combined basic and extensive)
Second and subsequent years maximum (combined basic and extensive) - $1,250 $1500
Level A Level B Level C
Coverage level reimbursement
Coverage level reimbursement 70% - -
Coverage level direct bill
Coverage level direct bill - 70% 80%
Prescription drug maximum (includes diabetic supplies, contraceptives, smoking cessation and vaccines)***
Prescription drug maximum (includes diabetic supplies, contraceptives, smoking cessation and vaccines)*** $10,000 $10,000 $10,000

***Reduces to $2,000 per year once any individual turns 65

Your Blue Choice plan includes exclusive access to Balance, our online wellness program to support and promote your health.
You will also enjoy access to Blue Advantage, a program that enables Alberta Blue Cross plan members to save on medical, vision care and many other products and services regardless of whether the item is covered under your benefit plan or not.
In the future, you may have an opportunity to acquire group benefits through an employer. But there’s no need to leave your Blue Choice Level Behind. By converting to the Blue Choice Portability, you maintain the option to resume coverage in the future without a medical review by contacting us within 30 days of when your employer plan terminates. This guarantees you and your family will always have access to an Alberta Blue Cross individual plan, regardless of what medical conditions may develop.
Contact us at 1-800-394-1965 if you have any questions or would like to enrol in the Portability plan.
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