Our offices are closed on Monday, July 1. We’ll resume regular hours on Tuesday, July 2. Our member site and app are available 24/7.

Travelling over the long weekend? On July 1st, our travel call centre will be open from 6:30 a.m. to 2:30 p.m. MT. If you want to purchase travel insurance, please call 1-800-394-1965 or purchase a plan online.


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Extended health benefits

You can choose a coverage level for some extended health benefits. This lets you build a plan that’s right for you.

The total for all extended health claims is $5,000 (excluding Accidental Death and Dismemberment, travel insurance and Term Life Insurance).

Core benefits

These benefits come with set coverage amounts.



Ambulance services (ground and air)


Psychologist (per visit)


Massage therapist (per visit)


Physiotherapist (per visit)


Chiropractor (per visit)


Hospital coverage


Hospital cash (per day/per year)

$20 / $400

Preferred hospital accommodations (per year; semi-private or private rooms)




Overall maximum (every 24 months from date of service)


Eye exam maximum (included in overall maximum)




Accidental Death and Dismemberment**


Term life,** terminates at age 55*




Balance®—online program that promotes wellness and helps you live a healthier lifestyle.

Virtual care—telemedicine program that offers 24/7 access to physical and mental health care professionals.

Blue Advantage®—discount program for health and wellness products.

Care navigation®—lifestyle and chronic disease management through our website.

Medical device supplies


Accidental dental (per incident)


Custom braces (per 2 years)

70%; $750

Medical aids (per year; casts, canes, cervical collars, crutches, walkers, splints, trusses and traction kits)


Surgical stockings (per year)




Maximum (per participant, per trip) terminates at age 65*

$5 million

Travel days (per trip)


Travel plan discount (additional coverage)


Stability clause (days)


* "Terminates at age" references the age when a benefit is no longer available for that specific individual.

** Underwritten by Blue Cross Life Insurance Company of Canada.

Customizable benefits

You can customize your benefits to fit your needs. Only 1 level may be selected for your plan.


Psychologist (per visit/per year)

Level A - $100/$500

Level B - $100/$500

Level C - $100/$800

Level D - $100/$1200

Level E - $100/$1200

Eligible expenses for individual or family counselling for treatment of mental or emotional illness, including assessment, provided by a psychologist, those with a master of social work degree, a registered social worker or other health care professional approved by us in our discretion.

Chiropractor, massage and physiotherapy combined maximum (per year)

Level A - $100

Level B - $300

Level C - $300

Level D - $300

Level E - $600

Dental benefits


Annual Maximum (per benefit year)

Level A - $500

Level B - $1,000

Level C - $1,500

Basic and preventive care (3-month waiting period; includes checkups, cleanings, fillings, extractions and root canals)

Level A - 70%

Level B - 75%

Level C - 80%

Removable prosthodontics (dentures) (1-year waiting period)

Level A - 0%

Level B - 50%

Level C - 50%

Periodontics (1-year waiting period)

Level A - 0%

Level B - 50%

Level C - 80%

Extensive; includes crowns, bridges and implants (2-year waiting period)

Level A - 0%

Level B - 0%

Level C - 50%

Orthodontic (2-year waiting period; per lifetime)

Level A - 0%

Level B - 0%

Level C - 50%; $2,000

Prescription drug


Maximum (per year; includes diabetic supplies and Glucose Monitoring Systems (GMS), contraceptives, smoking cessation and vaccines)

Level A - $500

Level B - $1,000

Level C - $2,000

Coverage level

Level A - 70% direct bill

Level B - 70% direct bill

Level C - 70% direct bill

Purchase or get a quote Contact a benefit specialist

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