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Frequently asked questions

Waiting periods

Waiting periods

A plan waiting period, or a probation period, is the period of continuous permanent active employment that must be completed by employees prior to becoming eligible for group coverage.

Waiting period examples

An employee becomes eligible for coverage first day of the month following three months of continuous permanent active employment OR three months from the exact date of hire.

Note: If the first working day of the month falls on a day other than the first day of the month, that month will be calculated toward the plan waiting period.

When does an employee become eligible? Date of hire Eligibility date
first day of the month following three months of continuous permanent active employment June 15 October 1
first day of the month following three months of continuous permanent active employment July 3 (first working day of the month) October 1
three months from the exact date of hire (rates will be deducted as of December 1) August 15 November 15

Any employee changing from part-time to full-time employment must complete the waiting period once full-time employment begins.