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Stay well with flexible health, dental and drug coverage options. Build a plan that’s right for you with our coverage options below.

Extended health

The Blue Assured plan now includes Flight Delay Service.

Blue Assured plan members of all levels now have access to Flight Delay Service at no extra cost. Packing peace of mind is even easier now that you have extensive travel insurance.

Annual maximum

Coverage Basic Enhanced Enhanced+ Premium
Total for all extended health claims per year (excluding Accidental Death and Dismemberment, travel insurance and Term Life Insurance) $5,000 $5,000 $5,000 $7,500

Hospital

Coverage Basic Enhanced Enhanced+ Premium
Auxiliary care (per year) - - $1,000 $1,000
Hospital beds (per lifetime) - $1,000 $1,500 $1,500
Hospital cash (per day/per year) - $20/$400 $20/$600 $25/$800
Home nursing (per year) - - $2,500 $5,000
Preferred hospital accommodations (per year; semi-private or private rooms) $1,000 $2,000 $3,000 $6,000

Paramedical practitioners

Coverage Basic Enhanced Enhanced+ Premium
Ambulance services (ground and air) 100% 100% 100% 100%
Accidental dental care (per incident) $2,000 $2,500 $3,000 $5,000
Acupuncturist (per visit) - - $50 $105
Homeopath (per visit) - - $50 $180
Osteopath (per visit) - - $50 $150
Naturopath (per visit) - - $50 $190
Dietitian (per visit) - - - $175
Combined maximum (per year; includes acupuncturist, homeopath, osteopath and naturopath) - - $350 $650 and includes dietitian
Chiropractor (per visit) - $35 $35 $75
Physiotherapist (per visit) - $50 $50 $120
Massage therapist (per visit) - $50 $50 $100
Combined maximum (per year; includes chiropractor, physiotherapist and massage therapist) - $350 $500 $750
Podiatrist and chiropodist (per visit) - $25 $25 $105
Combined maximum (per year; includes podiatrist and chiropodist) - $300 $300 $500
Psychologist (including iCBT) (per visit/per year) $75/$150 $75/$450 $75/$750 $225/$1,000
Speech language pathologist (per visit/per year) - - $80/$500 $150/$600
Individual Assistance Program (IAP) (per calendar years) 12 sessions 12 sessions 12 sessions 12 sessions

Medical device supplies

Coverage Basic Enhanced Enhanced+ Premium
Blood pressure monitor (per five years) - - $150 $150
CPAP sleep apnea appliance (per five years) - $500 $750 $2,000
Custom braces (per two years) - 70%/$750 70%/$750 70%/$1,000
Foot orthotics (per year) - $200 $200 $300
Hearing aids (per four years) - $500 $750 $750
Ileostomy/colostomy, urinary catheters and supplies (per year) - $1,200 $1,200 $1,200
Mastectomy prosthesis (per two years) - $200 for single/$400 for double $200 for single/$400 for double $200 for single/$400 for double
Medical aids (per year; crutches, canes, casts, cervical collars, walkers, splints, trusses and traction kits) - $250 $250 $250
Orthopedic shoes (per year) - $250 $250 $400
Oxygen and equipment (per year) - - $1,000 $1,000
Prosthetics (per year) - $300 $300 $1,000
Surgical brassieres (2 per year) - $50 $50 $50
Surgical stockings (per year) - $200 $200 $250
Wheelchair (per three years) - $1,500 $1,500 $3,000

Vision care

Coverage Basic Enhanced Enhanced+ Premium
Vision care including eye exams (per two years) $100 $200 $300 $500

Travel

Coverage Basic Enhanced Enhanced+ Premium
Emergency Medical Care coverage per trip* $5 million $5 million $5 million $5 million
Travel days (per trip) 10 days 17 days 30 days 30 days
Stability clause 90 days 90 days 90 days 90 days
Travel plan discount (additional coverage) 15% 20% 25% 25%
Access to Flight Delay Service Included Included Included Included

*This benefit is no longer available at 65 years old.

Learn more about underwriters for Alberta Blue Cross®.

Life

Coverage Basic Enhanced Enhanced+ Premium
Accidental Death and Dismemberment (AD&D)** $15,000 $20,000 $25,000 $25,000
Final Expenses**, terminates at age 65* (one year waiting period) - $4,000 $6,000 $6,000

* "Terminates at age" references the age when a benefit is no longer available for that specific individual

**Underwritten by Blue Cross Life Insurance Company of Canada®.

Wellness

Coverage Basic Enhanced Enhanced+ Premium
Balance®—online program that promotes wellness and helps you live a healthier lifestyle. Included Included Included Included
Blue Advantage®—discount program for health and wellness products. Included Included Included Included
Care navigation—lifestyle and chronic disease management through our website. Included Included Included Included

Optional dental*

Coverage Basic Enhanced Enhanced+ Premium
Basic and preventive care (three-month waiting period; includes checkups, cleanings, fillings, extractions and root canals 70% 75% 80% 90%
Dentures (one-year waiting period) - 50% 50% 60%
Periodontics (one-year waiting period) - 50% 80% 90%
Extensive; includes crowns, bridges and implants (two-year waiting period) - - 50% 60%
First year combined maximum (applies to basic and preventive care only) $600 $600 $600 $750
Second and subsequent years combined maximum (per year; includes basic, extensive, dentures and periodontics) - $1,250 $1,500 $2,000
Orthodontic (two-year waiting period; per lifetime) - - 50%/$2,000 50%/$2,500

*Alberta Blue Cross® Individual Health Plan Usual and Customary Dental Fee List.

Optional prescription drug

With Blue Assured®, you have the option of including prescription drugs in your benefit coverage.

If you had previous coverage through another plan, there may be no waiting periods for drug benefits. A waiting period is the amount of time that must pass before you're eligible for coverage.

Coverage Basic Enhanced Enhanced+ Premium
Maximum (per year; includes diabetic supplies and Glucose Monitoring Systems (GMS), contraceptives, smoking cessation and vaccines)
Please contact a Personal Benefit Consultant for higher prescription coverage options.
$250 $500 $1,500 $5,000
Fertility, weight loss, hair loss and sexual dysfunction drugs (per year combined maximum; within overall $5,000 maximum) $500
Coverage level (three month waiting period) 70% direct bill 70% direct bill 70% direct bill 80% direct bill

Additional features

Blue Advantage®

You will also enjoy access to Blue Advantage®, a program that enables Alberta Blue Cross® plan members to save on medical, vision care and many other products and services regardless of whether the item is covered under your benefit plan or not.

Blue Advantage®