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You’re looking for flexible coverage that gives you the freedom to meet your unique needs. Replace your employer group plan with the coverage options below and build a plan that’s right for you.

Extended Health

The overall maximum for all levels of extended health is $7,500 per year (excludes Accidental Death and Dismemberment and travel)


Coverage Level A Level B Level C
Auxiliary care (per year) - - $1,000
Hospital beds (per lifetime) - $1,000 $1,500
Hospital cash (per day/per year) - $20/$400 $20/$600
Home nursing (per year) - $2,500 $2,500
Preferred hospital accommodations (per year; semi-private or private rooms) $1,000 $2,000 $3,000

Paramedical practitioners

Coverage Level A Level B Level C
Ambulance services (ground and air) 100% 100% 100%
Acupuncturist, homeopath, osteopath and naturopath (per visit) - - $50
Combined maximum (acupuncturist, homeopath, osteopath and naturopath) - - $650
Individual Assistance Program (IAP) (per calendar year) 12 sessions 12 sessions 12 sessions
Chiropractor (per visit) - $35 $35
Physiotherapist and massage therapist (per visit) - $50 $50
Combined maximum (chiropractor, physiotherapist and massage therapist per year) - $500 $750
Podiatrist and chiropodist (per visit) - $25 $25
Combined maximum (podiatrist and chiropodist per year) - $300 $300
Psychologist (including iCBT) (per visit/per year) $75/$450 $75/$600 $75/$750
Speech language pathologist (per visit/per year) - - $80/$500

Medical device supplies

Coverage Level A Level B Level C
Blood pressure monitor (per five years) - - $150
CPAP sleep apnea appliance (per five years) - $500 $750
Custom braces (per two years) - 70%/$750 70%/$750
Foot orthotics (per two years - $300 $300
Hearing aids (per four years) - $500 $1000
Ileostomy/colostomy, urinary catheters and supplies (per year) - $1,200 $1,200
Mastectomy prosthesis (per two years) - $200 (single)/$400 (double) $200 (single)/$400 (double)
Maximum per brassiere (maximum two per year) - $50 $50
Medical aids (crutches, canes, casts, cervical collars, walkers, splints, trusses and traction kits) - $250 $250
Oxygen and equipment (per year) - - $1,000
Prosthetics (per year, including maximum six stump socks) - $300 $300
Surgical stockings - $200 $200
Wheelchair (per three years) - $1,500 $1,500
Wigs and hairpieces (per five years) - $250 $250

Vision care

Coverage Level A Level B Level C
Vision care including eye exams (per two years) $150 $300 $500


Coverage Level A Level B Level C
Accidental Death and Dismemberment (AD&D)** $15,000 $20,000 $25,000

**Underwritten by Blue Cross Life Insurance Company of Canada®.


Coverage Level A Level B Level C
Balance®—online program that promotes wellness and helps you live a healthier lifestyle. Included Included Included
Blue Advantage®—discount program for health and wellness prodects. Included Included Included
Care navigation—lifestyle and chronic disease management through our website. Included Included Included

**Underwritten by Blue Cross Life Insurance Company of Canada®.


Coverage Level A Level B Level C
Maximum (per year) $750 $1,500 $2,000
Basic and preventive care (checkups, cleanings, fillings, extractions and root canals) 70% 75% 80%
Dentures - 50% 50%
Periodontics - 50% 80%
Extensive (includes crowns, bridges and implants) - - 50%
Accidental dental care (per incident) $2,000 $2,500 $3,000

Prescription Drug

Coverage Level A Level B Level C
Maximum (per year; includes diabetic supplies and Glucose Monitoring Systems (GMS), contraceptives, smoking cessation and vaccines) $1,000 $2,000 $3,000
Coverage level reimbursement (direct bill) 70% 75% 80%
Blue Care Pharmacist's advice to help navigate high-cost drug claims. Included Included Included


Enjoy worry-free travel knowing Alberta Blue Cross® has you covered with travel insurance you can trust.

Coverage Level A Level B Level C
Maximum* (per trip) $5 million $5 million $5 million
Travel days* (per trip) 30 60 90
Travel plan discount (for additional days and new policies for individuals aged 85+) 15% 20% 25%
Stability clause* 90 days 90 days 90 days

*Terminates at age 85—‘Terminates at age’ references the age when a benefit is no longer available for that specific individual.

Additional features


Your Blue Choice® plan includes exclusive access to Balance®, our online wellness program to support and promote your health.


Blue Advantage®

You will also enjoy access to Blue Advantage®, a program that enables Alberta Blue Cross® plan members to save on medical, vision care and many other products and services regardless of whether the item is covered under your benefit plan or not.

Blue Advantage®

Retirement guide

Whether you’re retiring, leaving your employer-sponsored group benefits plan or assisting aging parents, this guide is designed to help you understand the complexity of retirement health benefits.

Understanding health and dental benefits during retirement