You’re looking for flexible coverage that gives you the freedom to meet your unique needs. Replace your employer group plan with the coverage options below and build a plan that’s right for you.
Extended Health
The overall maximum for all levels of extended health is $7,500 per year (excludes Accidental Death and Dismemberment and travel)
Hospital
| Coverage | Level A | Level B | Level C |
|---|---|---|---|
| Auxiliary care (per year) | - | - | $1,000 |
| Hospital beds (per lifetime) | - | $1,000 | $1,500 |
| Hospital cash (per day/per year) | - | $20/$400 | $20/$600 |
| Home nursing (per year) | - | $2,500 | $2,500 |
| Preferred hospital accommodations (per year; semi-private or private rooms) | $1,000 | $2,000 | $3,000 |
Paramedical practitioners
| Coverage | Level A | Level B | Level C |
|---|---|---|---|
| Ambulance services (ground and air) | 100% | 100% | 100% |
| Acupuncturist, homeopath, osteopath and naturopath (per visit) | - | - | $50 |
| Combined maximum (acupuncturist, homeopath, osteopath and naturopath) | - | - | $650 |
| Individual Assistance Program (IAP) (per calendar year) | 12 sessions | 12 sessions | 12 sessions |
| Chiropractor (per visit) | - | $35 | $35 |
| Physiotherapist and massage therapist (per visit) | - | $50 | $50 |
| Combined maximum (chiropractor, physiotherapist and massage therapist per year) | - | $500 | $750 |
| Podiatrist and chiropodist (per visit) | - | $25 | $25 |
| Combined maximum (podiatrist and chiropodist per year) | - | $300 | $300 |
| Psychologist (including iCBT) (per visit/per year) | $75/$450 | $75/$600 | $75/$750 |
| Speech language pathologist (per visit/per year) | - | - | $80/$500 |
Medical device supplies
| Coverage | Level A | Level B | Level C |
|---|---|---|---|
| Blood pressure monitor (per five years) | - | - | $150 |
| CPAP sleep apnea appliance (per five years) | - | $500 | $750 |
| Custom braces (per two years) | - | 70%/$750 | 70%/$750 |
| Foot orthotics (per two years | - | $300 | $300 |
| Hearing aids (per four years) | - | $500 | $1000 |
| Ileostomy/colostomy, urinary catheters and supplies (per year) | - | $1,200 | $1,200 |
| Mastectomy prosthesis (per two years) | - | $200 (single)/$400 (double) | $200 (single)/$400 (double) |
| Maximum per brassiere (maximum two per year) | - | $50 | $50 |
| Medical aids (crutches, canes, casts, cervical collars, walkers, splints, trusses and traction kits) | - | $250 | $250 |
| Oxygen and equipment (per year) | - | - | $1,000 |
| Prosthetics (per year, including maximum six stump socks) | - | $300 | $300 |
| Surgical stockings | - | $200 | $200 |
| Wheelchair (per three years) | - | $1,500 | $1,500 |
| Wigs and hairpieces (per five years) | - | $250 | $250 |
Vision care
| Coverage | Level A | Level B | Level C |
|---|---|---|---|
| Vision care including eye exams (per two years) | $150 | $300 | $500 |
Life
| Coverage | Level A | Level B | Level C |
|---|---|---|---|
| Accidental Death and Dismemberment (AD&D)** | $15,000 | $20,000 | $25,000 |
**Underwritten by Blue Cross Life Insurance Company of Canada®.
Wellness
| Coverage | Level A | Level B | Level C |
|---|---|---|---|
| Balance®—online program that promotes wellness and helps you live a healthier lifestyle. | Included | Included | Included |
| Blue Advantage®—discount program for health and wellness prodects. | Included | Included | Included |
| Care navigation—lifestyle and chronic disease management through our website. | Included | Included | Included |
**Underwritten by Blue Cross Life Insurance Company of Canada®.
Dental
| Coverage | Level A | Level B | Level C |
|---|---|---|---|
| Maximum (per year) | $750 | $1,500 | $2,000 |
| Basic and preventive care (checkups, cleanings, fillings, extractions and root canals) | 70% | 75% | 80% |
| Dentures | - | 50% | 50% |
| Periodontics | - | 50% | 80% |
| Extensive (includes crowns, bridges and implants) | - | - | 50% |
| Accidental dental care (per incident) | $2,000 | $2,500 | $3,000 |
Prescription Drug
| Coverage | Level A | Level B | Level C |
|---|---|---|---|
| Maximum (per year; includes diabetic supplies and Glucose Monitoring Systems (GMS), contraceptives, smoking cessation and vaccines) | $1,000 | $2,000 | $3,000 |
| Coverage level reimbursement (direct bill) | 70% | 75% | 80% |
| Blue Care™ Pharmacist's advice to help navigate high-cost drug claims. | Included | Included | Included |
Travel
Enjoy worry-free travel knowing Alberta Blue Cross® has you covered with travel insurance you can trust.
| Coverage | Level A | Level B | Level C |
|---|---|---|---|
| Maximum* (per trip) | $5 million | $5 million | $5 million |
| Travel days* (per trip) | 30 | 60 | 90 |
| Travel plan discount (for additional days and new policies for individuals aged 85+) | 15% | 20% | 25% |
| Stability clause* | 90 days | 90 days | 90 days |
*Terminates at age 85—‘Terminates at age’ references the age when a benefit is no longer available for that specific individual.
Additional features
Balance®
Your Blue Choice® plan includes exclusive access to Balance®, our online wellness program to support and promote your health.
Blue Advantage®
You will also enjoy access to Blue Advantage®, a program that enables Alberta Blue Cross® plan members to save on medical, vision care and many other products and services regardless of whether the item is covered under your benefit plan or not.
Retirement guide
Whether you’re retiring, leaving your employer-sponsored group benefits plan or assisting aging parents, this guide is designed to help you understand the complexity of retirement health benefits.
Understanding health and dental benefits during retirement