The retiree plan

Your retirement. Your way.

With the Alberta Blue Cross retiree plan, enjoy the coverage you want for the retirement you’ve always envisioned.

Be flexible

Choose from three levels of coverage for extended health benefits, dental care and prescription drugs to build a customized plan tailored for your retirement. It’s simple: choose the coverage that suits your needs.

With our retiree plan, enjoy exceptional coverage for yourself, your spouse and your dependants.

To be eligible, the plan member must be between the ages of 50 and 75 at the time of their application and apply within 60 days of the termination of their group benefit plan. A medical review is not required.

Your extended health, dental and drug coverage levels don't have to match. You're free to build your plan your way!

Extended health benefits features

Level A Level B Level C

Accidental dental care, ambulance services, Individual Assistance Program (IAP), preferred hospital accommodations, psychologist, vision care

Accidental Death and Dismemberment (AD&D)

Travel coverage*

Balance (online wellness resource), Blue Advantage (savings on medical, vision care and many other products and services)

Home nursing, hospital beds, hospital cash

Chiropodist and podiatrist**, chiropractor, massage therapist and physiotherapist**

CPAP (sleep apnea appliances), custom braces, foot orthotics, hearing aids, mastectomy prosthesis, medical aids (includes crutches, canes, cervical collars, walkers, splints, trusses and traction kits), prosthetics, surgical stockings, wheelchair, wigs and hairpieces

Ileostomy, colostomy, urinary catheters and supplies

Blood pressure monitor, speech language pathologist

Acupuncturist, homeopath, osteopath and naturopath**, auxiliary care, oxygen and equipment

*Travel coverage terminates at age 85.
**There are combined annual maximums for acupuncture, homeopath, osteopath and naturopath; chiropodist and podiatrist; chiropractor, massage therapy and physiotherapist; and a $7,500 overall extended health benefits maximum (excluding Accidental Death and Dismemberment and travel).

Your dental coverage level does not have to match your extended health benefits level.

Dental coverage features

Level A Level B Level C

Combined annual dental maximums*

$750

$1,500

$2,000

Basic and preventative care 
(includes checkups, cleanings, fillings, extractions and root canals)

70%

75%

80%

Dentures

50%

50%

Periodontic

50%

80%

Extensive
(includes crowns, bridges and implants)

50%

*The retiree plan uses the usual and customary dental basis of payment and a nine-month recall for all levels.

Your prescription drug coverage level does not have to match your health or dental levels.

Prescription drug coverage features

Level A Level B Level C

Coverage level

70%

75%

80%

Annual maximum

$1,000

$2,000

$3,000

All levels are direct billing.

Balance

Your Blue Choice plan includes exclusive access to Balance, our online wellness resource to support and promote your health.

Blue Advantage

You will also enjoy access to Blue Advantage, a program that enables Alberta Blue Cross plan members to save on medical, vision care and many other products and services regardless of whether thecovered under your benefit plan or not.

With the retiree plan, enjoy your retirement—your way. Apply today!

Call us to discuss plan options.

1-800-563-6910 (toll free)

Get an online quote
Travel

Travel far

Enjoy an unlimited number of trips with travel coverage that extends up to 60 days per trip, and features a $5-million per-trip maximum. Enjoy your vacations without having to worry.

This plan’s travel coverage may differ from the coverage you had on your employer group plan.

Live well

Stay happy and healthy by taking advantage of personal, nutritional and financial counselling through our Individual Assistance Program, with up to 12 annual sessions. You’ll also enjoy coverage for health and wellness practitioners and access to Balance, our online wellness platform.

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