You want affordable benefits to support your employees’ health and wellbeing
As a small business owner, you want to keep your plan simple and affordable while attracting and retaining your employees. You need a plan that meets the needs of small businesses in Alberta.
Built for small business owners like you
Keep your plan simple and straightforward while providing health coverage that employees want and need.
- Pre-packaged with 2 levels of coverage: Basic and Enhanced.
- Enhance your plan with add-on options.
- Designed for small businesses in Alberta with 2 to 4 employees who live and work full-time and live in Canada.
- All employees receive the same level of coverage.
Download a Benefit Plus brochure for full details on coverage levels.
Get a quote in minutes
1. Choose from 2 package options: Basic or Enhanced
Choose from 2 package options: Basic or Enhanced
Enhanced provides increased dental and health coverage maximums and massage benefits.
| Benefits included | Basic | Enhanced |
|---|---|---|
| Prescription drugs | Basic |
Enhanced |
| Extended health | Basic |
Enhanced |
| Dental | Basic |
Enhanced |
| Out of province emergency medical | Basic |
Enhanced |
| Life Insurance | Basic |
Enhanced |
| Accidental Death and Dismemberment (AD&D) | Basic |
Enhanced |
| Second opinion | Basic |
Enhanced |
| Balance® Wellness Rewards | Basic |
Enhanced |
| Increased maximums | Basic - |
Enhanced |
| Additional paramedical practitioners (e.g. naturopath, acupuncture, massage therapy benefits) | Basic - |
Enhanced |
| Increased dental | Basic - |
Enhanced |
Download a Benefit Plus brochure for full details on coverage levels.
2. Select your add-ons
Select your add-ons
Make your benefits plan more comprehensive by including options such as vision coverage, Dependent Life Insurance, Critical Illness Insurance, a Health Spending Account, Virtual care, disability benefits and more.
| Plan options |
|---|
| Long term disability for businesses with 3 or more employees (per month) |
| Dependent Life Insurance (choice of options; per spouse / per child) |
| Optional Life Insurance |
| Critical Illness (choice of option; per employee/ per spouse / per child) |
| Vision - eye glasses, contact lenses and laser eye surgery (every 2 years) |
| Employee and Family Assistance Program (EFAP) (per year) |
| Health Spending Account (HSA) (per employee, per year) |
3. Get a quote
Get a quote
Our experts know benefits and can help you set up a plan.
Get a quote Contact a representativeHelping small businesses grow
Finding great employees can be hard. Offering health, dental, life and disability benefits doesn’t just set you apart—it puts you ahead of competitors. We make it easy for small businesses to offer benefits to attract great employees. With us in your corner, you’re free to focus on running and growing your business.
Cost control
We work with you to keep your costs contained and stable so you and your employees have the coverage needed, without any surprises.
All-in-one app
Employees can access their ID card, check their coverage and submit a claim anytime, anywhere.
Simple plan management
Our all-in-one administrator site has employee information, billing, reports and more all in one in place.
Business growth
A happier, healthier and engaged workforce leads to business growth and success.
Need assistance picking the right plan for your business? Contact a representative to get started.
Are you a small business of two, covered under the same Alberta Health Care Insurance Plan, or self employed?
We have benefit plans for you too.
View our personal plansWhat makes us the provider of choice?
First time buying a plan?
Chat with our experts. They will break down all the options, sift through the jargon, and ensure you're getting the coverage that truly meets your needs.
Talk to a representativeEnrolment made easy
Online enrolment saves time and is more environmentally friendly because it eliminates the need for paperwork. With Member-Self Enrolment, your employees can conveniently enrol for their benefits on any device.
Learn more about digital solutionsHassle-free claiming
Nearly 98 per cent of claims are direct billed by the provider at time of service. This means your employees can reduce their out-of-pocket expenses and enjoy the convenience of direct billing.
Locate a direct-bill providerLooking for more business advice and support? Consider talking to an independent advisor. Browse advisor network.