Which plan is right for your business?
Use the comparison chart to find a plan that best meets your needs and budget. If you’re not sure which one is right for you, our sales representatives are ready to help.
| Benefit Plus | BlueFlex® | |
|---|---|---|
| Who's it for? | Small businesses with 2 - 4 employees. | Small, medium or large businesses with 5 or more employees. |
| What it offers | Provides coverage for essential needs with 2 plans to select from (basic and enhanced), with additional options. | Increased flexibility and choice with many different benefits and coverage levels to select from. |
| Who makes the benefit selections | Benefit types and coverage maximums are selected by you. | Benefit types and coverage maximums are selected by you. |
| What benefits are provided? |
Includes Life Insurance, Accidental Death and Dismemberment, prescription drugs, extended health, dental, emergency travel, Second Opinion® and access to our online wellness program, Balance®. Additional options include Long Term Disability, Dependent Life Insurance, Optional Life Insurance, Critical Illness, vision, Employee Family Assistance Program and Health Spending Account. |
Includes Life Insurance, Accidental Death and Dismemberment, prescription drugs, extended health, dental, emergency travel, Second Opinion® and access to our online wellness program, Balance®. Additional options include Dependent Life Insurance, Optional Life Insurance, Critical Illness, Short Term Disability, Long Term Disability, vision, Employee Family Assistance Program, Health Spending Account and Wellness Spending Account. |
| Company eligibility |
Your head office is based in Alberta (branches can be across Canada). You have at least 2 employees that aren’t related to each other or married/common-law. Eligible employees must work 20 or more hours per week. |
Your head office is based in Alberta (branches can be across Canada). You have at least 5 employees. Eligible employees must work 20 or more hours per week. |
| Exclusive access to Balance® | Included | Included |
| Pricing and rates | Based on claims, premiums can fluctuate. | Based on claims, premiums can fluctuate. |
| Medical questionnaire | No, but it may be required for Long Term Disability or Optional Life Insurance purchased by the employee. | No, but it may be required for Long Term Disability or Optional Life Insurance purchased by the employee. |
| Learn more about each plan | View the Benefit Plus brochure (PDF) | View the BlueFlex® brochure (PDF) |
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