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Winter break: Some teams will be operating on reduced hours from December 24, 2025 to January 1, 2026. Regular hours resume on January 2, 2026. Our member site and app are available 24/7. View winter break hours.


Travelling during the holidays? Our travel call centre will only be open December 29 and 30 from 7 a.m. to 3 p.m. MT. To avoid delays, buy your travel insurance early. Call 1-800-394-1965 or buy a plan online.

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Baggage loss coverage

Protection for your essentials

Your belongings are an essential part of your trip. Baggage loss coverage helps cover the cost to replace your personal items if your baggage is delayed for more than 12 hours, lost, stolen or damaged. This gives you the flexibility to buy what you need so you can start enjoying your trip right away.

Add-on highlights

Baggage coverage includes: 

  • up to $1,500 for lost, stolen or damaged items per person, per trip
  • up to $500 for delayed baggage per person, per trip
  • up to $250 for lost or stolen travel documents like passports

Eligibility 

To be eligible for Baggage loss coverage, travellers must buy Emergency Medical Care or Trip Cancellation and Interruption coverage.

Explore the world with travel insurance

Planning a trip? Review our travel plans and discover how we can protect you from medical emergencies, trip cancellations and disruptions, and more.

Get a quote

Finding the right coverage you need for your trip starts with a quote. Get started online or give our travel team a call. We are here to help you.