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Travel insurance

Avoid expensive medical bills

Essential protection for unexpected emergencies

Get travel insurance today and feel prepared for when the unexpected happens. It can protect you from costly expenses due to a medical emergency, flight delay or cancellation, and lost baggage.

Types of travel insurance

We offer a variety of plans, depending on the length of your trip and the number of trips you'll be taking this year.

Single-trip plan

Our single-trip plan provides Emergency Medical Care for all ages, including seniors. This plan is for travellers taking a single trip, up to a maximum of 366 days.

Learn more about single-trip insurance

Multi-trip plan

Our multi-trip plan provides Emergency Medical Care for travellers up to 85 years old. This plan is a great choice if you travel more than once a year, up to a maximum of 180 days per trip.

Find more details about multi-trip insurance

No matter which plan you need, feel confident in the coverage we provide.

Emergency Medical Care

Emergency Medical Care covers expenses due to unexpected injuries and illness up to $5 million.

Learn more about Emergency Medical Care

Trip Cancellation or Interruption insurance

Trip Cancellation or Interruption insurance reimburses you for prepaid non-refundable and non-transferable expenses, such as airfare or hotel deposits.

Get details on Trip Cancellation or Interruption

Top-Up insurance

Add Top-Up insurance to your existing plan. It extends the period of coverage you already have through a personal plan, employer coverage or credit card.

Get more information on Top-Up insurance

Add-on options

If you buy Emergency Medical Care or Trip Cancellation or Interruption, you can add the following options to enhance your coverage. These cannot be purchased alone.

Baggage loss coverage

Baggage loss coverage reimburses you for lost, damaged or stolen baggage.

See what’s included with Baggage coverage

Flight Delay Service

Flight Delay Service provides added protection to any plan at no extra cost.

Check out Flight Delay Service

Accidental
Death and
Dismemberment

Accidental Death and Dismemberment cover expenses due to death or loss of a limb during a trip.

Learn more about Accidental Death and Dismemberment

Learn more about our coverage options, and find the insurance plan that best fits your needs.

When to buy travel insurance

Buy it as soon as you book your trip-one less thing to worry about! This especially applies for Trip Cancellation or Interruption coverage. It's best to buy in case something happens shortly before or on the day you leave. However, you have until the day you leave to buy Emergency Medical care.

You can't purchase Alberta Blue Cross® travel insurance once you've left the province. Make sure you're covered for the full length of your trip. This includes the day you leave and the day you get back. If your dates are not accurate, your coverage might be void.

COVID-19 travel information

COVID-19 continues to affect the way we travel. As travel advisories and public health measures change, our commitment to keeping you safe remains the same.

We provide coverage for COVID-19 related emergencies for customers who have emergency medical travel benefits through:

  • an employer benefit plan
  • a personal health plan
  • new and existing travel emergency medical coverage

COVID-19 coverage for emergencies includes COVID-19 tests when prescribed by a physician, extended hospital stays, ventilator costs, expenses related to quarantine in the event of a medical emergency and transportation home.

It does not cover the cost for preventive care such as vaccines and expenses related to quarantine for non-emergency reasons.

Need to cancel or postpone your trip?

For customers who have Trip Cancellation or Interruption coverage, some costs related to COVID-19 will be covered.

Travel advisories

All travellers should consult the Government of Canada travel advisory page prior to any travel outside of Canada.

Frequently asked travel questions

Please visit the Government of Canada’s travel website for travel advice and advisories.

There are some limitations to your coverage in the event of war. Please give our travel specialists a call at 1-800-394-1965.

Alberta residents with valid Alberta Health Care are eligible to buy our coverage.

Yes we do! We have single-trip emergency medical plans, Trip Cancellation or Interruption coverage, Baggage coverage, and Accidental Death and Dismemberment for seniors. Whether escaping the snow to go to Arizona or adventure- seeking in Europe, seniors can get coverage with Alberta Blue Cross®.

If you have a pre-existing condition, you are still eligible for coverage. A pre-existing condition is any medical condition you were aware of as of the effective date of coverage. To be covered for a pre-existing condition, you need to meet our minimum stability period to receive full coverage—this can range from 3 to 6 months, depending on your age. Stable means that, during the stability period, your medical condition didn’t get worse and that there weren’t any changes in treatment, medication or hospitalization.

If you purchased travel insurance through a broker or travel agency, it's best to call them to confirm. If you purchased a plan directly from us, give our travel specialist a call at 1-800-394-1965.

Our single-trip and multi-trip annual plans can be extended. For a single-trip, you’ll need to call us before the return date of your original travel agreement. For multi-trip annual plans, you need to call us before the trip exceeds the maximum stay of your annual plan.

Of course you can! We will also give you a discount for this extension—just for being a valued Alberta Blue Cross® member. Unfortunately, you can’t purchase your additional days of travel online, but please give us a call at 1-800-394-1965 and we can set you up. Make sure you call prior to the end of the existing trip limit on your employer or individual health plan.

We recommend purchasing travel insurance when travelling within Canada. Medically necessary health care services—hospital care and physician services—are typically covered in other provinces, but additional services like ambulance, hospital transfers, air ambulance and repatriation to your province are not covered. The additional coverage provided by our medical travel insurance goes beyond what is covered by the provincial government and helps to keep medical costs in check in case of an emergency.

No, your vaccination status does not affect whether you are eligible for insurance or your premium costs.

More information

If you have questions about travelling, call our travel team:

Monday to Friday

8:30 a.m. to 5 p.m. (MT)

1-800-394-1965 and select option 4

Interested in our plans?