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Winter break: Some teams will be operating on reduced hours from December 24, 2025 to January 1, 2026. Regular hours resume on January 2, 2026. Our member site and app are available 24/7. View winter break hours.


Travelling during the holidays? Our travel call centre will only be open December 29 and 30 from 7 a.m. to 3 p.m. MT. To avoid delays, buy your travel insurance early. Call 1-800-394-1965 or buy a plan online.

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Option: Cancel for Any Reason

Broaden your cancellation coverage

Travelling should be an enjoyable experience, free from stress and uncertainty. With Option: Cancel for Any Reason, you gain unmatched flexibility and peace of mind. This add-on to Trip Cancellation and Interruption insurance allows you to cancel your trip for any reason, such as:

  • A family member gets sick and you want to stay by their side, so you cancel your vacation.
  • You planned a festival trip months ago, but your favourite artist cancels.
  • You've simply decided to have a staycation instead.

Eligibility

Travellers must buy Option: Cancel for Any Reason insurance at the same time as purchasing Trip Cancellation and Interruption insurance. The purchase must also be made within 5 days of your trip purchase, whether full or partial payment, or any time before the travel provider's cancellation penalties apply.

For complete details, please review the travel insurance policy to understand the included coverage and exclusions.

Explore the world with travel insurance

Planning a trip? Review our travel plans and discover how we can protect you from medical emergencies, trip cancellations and disruptions, and more.

Get a quote

Finding the right coverage you need for your trip starts with a quote. Get started online or give our travel team a call. We are here to help you.