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Travel Insurance

Travel when you’re ready—coverage to get you there

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Travel Information

Updated: October 22, 2021

The Government of Canada has lifted most travel advisories but continues to advise unvaccinated Canadians to avoid non-essential travel outside Canada. Fully vaccinated individuals are advised that they may still be at risk of infection from the virus that causes COVID-19. Regardless of vaccination status, you’re advised to stay informed of the COVID-19 situation in the destination you’re looking to travel, use personal protective measures, follow local public health measures while traveling, avoid all cruise ship travel outside Canada and check requirements for returning to Canada.

As of July 28, 2021, Alberta Blue Cross resumed selling travel insurance. We will begin providing coverage for COVID-19 related incidents for customers who have emergency travel benefits through their employer benefit or individual health plan.

For all customers purchasing trip cancellation and interruption coverage, COVID-19 will not be an eligible reason for cancellation as it’s now a known and anticipated event.

Both new and existing travel plans include COVID-19 coverage for emergencies—including customers with travel benefits through their employer benefit plan and individual health plan members. This includes extended hospital stays, ventilators costs and transportation home. Coverage will not include vaccines, COVID-19 tests or costs associated with having to quarantine. We will also not be providing emergency medical coverage for COVID-19 for individuals who choose to go on cruises.

Note: we are ONLY lifting travel exclusions as they relate to COVID-19; other advisories for specific countries are still in effect. We encourage all travellers to consult the Government of Canada travel advisory page prior to any travel outside of Canada.

We encourage you to stay informed as this situation changes and monitor our website for the most up-to-date information.

If you have questions about this update, please contact our travel team directly at 1-800-394-1965 and select option 4.


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Coverage up to 365 days.

Buy a single-trip plan

Coverage for one year, any number of trips (max. trip length 30 days).

Buy a multi-trip annual plan

Option to purchase on its own or add onto existing emergency medical coverage.

Buy trip cancellation, trip interruption and baggage coverage

*For all customers purchasing trip cancellation and interruption coverage, COVID-19 will not be an eligible reason for cancellation as it’s now a known and anticipated event.

Extending your trip? 80 and over?

Call us at today 1-800-394-1965 to talk to a travel insurance specialist.

Frequently asked travel questions

If navigating the current pandemic has taught us anything, it’s to not take certain things in life for granted—one of those being travel.

Though we don’t have all the answers to your questions, here are some frequently asked travel questions and answers to help put your mind at ease.

As COVID-19 is now an anticipated event, it will not be covered.

Please visit the Government of Canada’s travel website for travel advice and advisories.

For more information on our travel coverage as it relates to COVID-19, please visit our website.

It depends on the length of your trip and the number of trips you’ll be taking this year. We offer both single-trip and multi-trip annual travel plans for emergency medical travel insurance. Compare plan options to see what fits with your trip or trips. If you want coverage to protect against trip disruptions, consider adding trip cancellation, interruption and baggage coverage to protect your travel investment. You can add it to either a single-trip or a multi-trip annual plan. If you already have emergency medical coverage through your employer, consider buying trip cancellation, interruption and baggage coverage.

Buy it as soon as you book your trip—one less thing to worry about! You need to make sure you’re covered for the full length of your trip—this includes the day you leave and the day you get back. If your dates aren’t accurate, your coverage might be void. And remember to purchase before you leave on your trip—you can’t purchase Alberta Blue Cross® travel insurance once you’ve left the province.

Alberta residents with valid Alberta Health Care are eligible to buy our coverage.

Yes, we do! We have single-trip emergency medical plans and trip cancellation, interruption and baggage coverage options for seniors. Whether escaping the snow to go to Arizona or adventure-seeking in Europe, seniors can get coverage with Alberta Blue Cross®. Prep for your next snowbirds vacation and buy online or get a quote today.

If you have a pre-existing condition, you are still eligible for coverage. A pre-existing condition is any medical condition you were aware of before you left on your trip. To be covered for a pre-existing condition, you need to meet our minimum stability period to receive full coverage—this can range from 30 days to a year. Stable means that, during the stability period, your medical condition didn’t get worse and that there weren’t any changes in treatment, medication or hospitalization.

Our single-trip and multi-trip annual plans can be extended. For a single-trip, you’ll need to call us before the return date of your original travel agreement. For multi-trip annual plans, you need to purchase the first extension before your eligible trip limit ends (it’s usually 30 days). In both cases, extensions need to be purchased over the phone.

Of course you can! We will also give you a discount for this extension—just for being a valued Alberta Blue Cross® member. Unfortunately, you can’t purchase your additional days of travel online, but please give us a call at 1-800-394-1965 and we can set you up. Make sure you call prior to the end of the existing trip limit on your employer or individual health plan.

We recommend purchasing travel insurance when travelling within Canada. Medically necessary health care services—hospital care and physician services—are typically covered in other provinces, but additional services like ambulance, hospital transfers, air ambulance and repatriation to your province are not covered. The additional coverage provided by our medical travel insurance goes beyond what is covered by the provincial government and helps to keep medical costs in check in case of an emergency.

COVID-19 and travel insurance

Visit our COVID-19 news page, for information about travel insurance with COVID-19 and advisories.

More information on COVID-19 and your travel coverage