We offer comprehensive plans to meet the needs of single-trip and multi-trip travellers. If you’re looking for emergency medical coverage, protection against trip disruptions or both, we have coverage options for you. Find the travel insurance plan that best fits you.
Age 59 and under? Buy online or get a quote todaySingle-trip plan
Coverage up to 365 days.Multi-trip annual plan
Coverage for one year, any number of trips (max. trip length 30 days).Trip cancellation, trip interruption and baggage coverage
Option to purchase on its own or add onto existing emergency medical coverage.
Age 60 and over?
Call us at today 1-800-394-1965 and choose between a single-trip plan or trip cancellation, trip interruption and baggage coverage.
Extend your trip
If you are staying longer than planned and would like to extend your coverage, call us at 1-800-394-1965.
Emergency medical coverage
When travelling outside your home province or country, medical care can be confusing and expensive—with your Alberta Health Care plan only providing minimal coverage. Our emergency medical travel insurance keeps you protected from the financial costs of unexpected injuries and illnesses wherever you travel.
- Coverage for up to $5 million.
- Access to 24/7 emergency travel assistance.
- Coverage for pre-existing conditions, when stability requirements met.
- Hospital services, prescription drugs, ambulance, medical evacuation and more.
- Add trip cancellation, interruption and baggage coverage.
- Starting at $36.
Trip cancellation, interruption and baggage coverage
Trip disruptions—a cancelled flight, an unexpected family emergency back home or a set of lost bags—can ruin your trip and leave you out-of-pocket thousands of dollars. Trip cancellation, interruption and baggage insurance protects your investment and gives you the freedom to adventure without worries.
- Trip cancellation coverage of up to $15,000 for single-trip and $2,500 for multi-trip plans.
- Unlimited trip interruption coverage.
- Up to $1,500 for lost, stolen or damaged items.
Learn more about our emergency medical coverage
It covers medical or related expenses caused by an accident or emergency when you’re outside of Alberta. Our emergency medical travel insurance covers medical costs up to $5 million per person, with no deductible. Covered costs can include
- hospital services,
- health care professional expenses,
- prescriptions and diagnostic services,
- medical appliances,
- emergency dental services,
- emergency dental services,
- meals and accommodations,
- return flights because of medical delays, and
- return of dependants, pets, personal items and vehicles.
Travel assistance supports you during an emergency, so you don’t have to deal with the stress of an injury or illness in an unfamiliar country alone. The 24-hour assistance line should be your first phone call if you’re hurt or sick on your travels. Our travel assistance team is here for you and will help you with everything from finding an appropriate physician, clinic or hospital to keeping your family informed about your situation. They can even offer assistance for non-medical situations like locating legal counsel in the event of a serious illness.
Single-trip plans are available for all ages, including seniors, and provide coverage for up to 365 days—the week-long family vacation in Hawaii, the annual snowbird trip to Phoenix or the three-month Thailand adventure are all great times for single-trip. Multi-trip annual plans cover any number of trips, to a maximum of 30 days per trip, over a year. Annual plans are a good way to get a great rate on travel coverage if you know you’ll be in and out of the province a few times this year.
You need to purchase it before you leave your province of residence—you can’t buy it after you leave.
Whether you’re going to Europe, Mexico, USA or almost anywhere else, medical travel insurance is available—we’ve got you covered worldwide. Always check the Government of Canada's travel advisories website before you leave on your trip. If there’s a recommendation to avoid travel, or non-essential travel, to a region or country, any claim relating to the reason of the advisory will not be covered.
You can add it to our emergency medical plans. If you have existing emergency medical coverage through your employer, you can still add trip cancellation, interruption and baggage coverage to further protect your trip.
We provide quality medical coverage for seniors. We have single-trip coverage options for adults over 60 years old. Give us a call today to learn more about your coverage options and to purchase.
You can purchase it if you are enrolled under the Alberta Health Care plan, you buy your travel plan before you leave on your trip and you meet the eligibility criteria. When you’re ready to get a quote, you’ll be asked some questions up front to make sure you’re eligible for our plans. The bottom line: we won’t sell you a plan that can’t protect you properly, but we’ll work with you to try to find something that fits if it’s available. Call us to find out more about our eligibility requirements.
Plan costs depend on many different factors like health, age and length of trip. Our plans start at around $36 for people under 59 years old and $41 for people over 60, but we encourage you to call or get a quote online.
Learn more about our trip cancellation, interruption and baggage coverage
Trip cancellation offers coverage for prepaid, non-refundable travel expenses like airfare or hotel deposits. You’re covered for a range of scenarios that can happen before you leave, but cancellation only applies if the causes fall within the policy, so make sure to read it closely. For single-trip plans, we cover up to $15,000 and up to $2,500 per trip for multi-trip annual plans. We provide coverage for
- non-refundable, non-transferable travel costs like hotels or other accommodations; and
- double occupancy to single occupancy charges.
Trip interruption coverage helps you get home or stay longer in case of emergencies while travelling. It helps ensure you can afford to make it home without any financial set-backs. Interruption coverage is unlimited. We provide coverage for
- transportation costs (home or to continue your trip),
- boarding fees for pets, and
- double occupancy to single occupancy charges.
Baggage coverage replaces needed items if your bags are lost or delayed. For lost, stolen or damaged bags, we offer up to $1,500 per person per trip with a $500 limit per item. For delayed baggage, we provide $500 per person per trip. We also cover the cost of replacing lost or stolen travel documents like passports.
We sell trip cancellation, trip interruption and baggage coverage as a bundle, so you won’t be able to select only one of the three coverage types. Together, cancellation, interruption and baggage coverage create the most comprehensive travel protection package.
Bad, unpredictable weather is the cause of many flight delays or cancellations. If you purchased trip cancellation, any non-refundable or non-transferable portion of your flight will be covered. And, if your flight is delayed by weather during your trip, your trip interruption coverage will help with extra expenses you may incur because of the delay—things like additional transportation costs, meals and accommodations.
It keeps you financially protected from unanticipated events surrounding your trip such as a flight cancellation due to weather, lost bags or an unexpected emergency back home.
It’s best to buy as soon as you book your trip. Cancellation insurance protects you from unexpected circumstances that arise in your life or on the part of service providers you’ve booked with. The value of cancellation insurance starts as soon as it’s purchased, long before you leave.
You can add trip cancellation, interruption and baggage coverage to your existing medical travel insurance plan, whether it’s through your employer or an individual plan. Add it here.
The cost varies depending on the value of the trip you are insuring, the ages of the travellers and the length of trip. Get a quote online now.