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Things to consider

Consider the following before you head out on your trip

  • Always purchase travel coverage before you leave on your trip.

    Government health insurance plans only cover a limited portion of medical costs once you leave your home province.

  • Review any extended health care plans and credit card coverage.

    Some extended health care plans may provide only basic travel health coverage when you are travelling outside your province of residence.

  • Choose your coverage based on how often you travel.

    If you don't travel often, consider a Single-trip plan, or if you travel frequently, consider a Multi-trip Annual plan.

  • Check for at-risk and travel destinations.

    If a government has issued a travel advisory to the destination you hope to go to, your travel plan may not provide any coverage. This includes areas with civil unrest, disease or extreme weather. Read more.

    • Alberta Blue Cross will not pay any benefit or accept any liability for claims relating to Emergency medical care expenses incurred in a country, region or city during a Covered Person’s trip when, prior to the departure date, a written formal notice was issued by the Department of Foreign Affairs, Trade and Development of the Canadian government, or its equivalent, advising Canadians to avoid non-essential travel or avoid all travel to that country, region or city unless the incident is unrelated to the posted warning.
    • The Government of Canada maintains a travel advisory resource. Visit the Travel and Tourism page to check if the country you are visiting has any travel restrictions.
  • Always ensure your travel plan provides coverage for any activites you plan to take part in.

    High-risk travel activities include extreme sports, eating uncooked or undercooked foods, or tours that don't follow proper safety rules or policies.

  • Pack all copies of your travel coverage documentation with you.

    Leave copies with a trusted emergency contact back home. Some countries will not allow entrance without proof of medical insurance.

  • Notify your credit card companies of your trip.

    Otherwise, your credit cards could be declined.

  • Research health concerns relevant to the location.

    There are general health advisories, health risk assessments and food and water safety precautions specific to different regions.

    If you are planning a trip out of your province to a country or region with possible health or safety concerns, please visit the Foreign Affairs Canada website.